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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Fixed term bond best rate in the market really great...

Fixed term bond best rate in the market really great product Reviewed on: 28th January 2026

Excellent experience

Excellent experience, excellent customer service. Excellent rate of interest. Have used RCI many times Reviewed on: 28th January 2026

Good commutation .

Good commutation . Rates made clear good service. Reviewed on: 28th January 2026

Service over many years

Have banked for many years and service has been excellent and friendly Reviewed on: 28th January 2026

Customer friendly online site.

Customer friendly online site. Good selection of products offered. Reviewed on: 28th January 2026

Very efficient customer service.

Very efficient customer service and great interest rates on all their products. I trust this bank fully to look after my interests and my money too. I've been with this bank for many years and never had a single issue. I'd strongly recommend it. Reviewed on: 28th January 2026

Great bank.

Great bank. Very efficient operation throughout Reviewed on: 28th January 2026

Efficient, friendly and fast!

Efficient, friendly and fast! Very simple and easy, would recommend them Reviewed on: 28th January 2026

Good customer services and options

Good customer services and options Reviewed on: 28th January 2026

I have been a RCI customer for many years and have n...

I have been a RCI customer for many years and have noted the standards constantly being upgraded to give me quicker access to my money in my Freedom account. Reviewed on: 28th January 2026

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