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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
138100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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8%
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0%
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0%
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1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3961)

Really pleased with RCI Bank!

5
Really pleased with RCI Bank! Opened a savings account super easily online, competitive interest rates, and their app is straightforward to use. Customer service was excellent when I called – quick, helpful, and friendly. Definitely recommend for anyone looking for reliable, no-fuss savings! Reviewed on: 13th March 2026

Very good rate for Fixed Term Bond.

5
Very good rate for Fixed Term Bond. Web site easy to use , and to communicate RCI Reviewed on: 13th March 2026

Ease of opening an account.

5
Ease of opening an account. Excellent response on the phone when asking for details. Reviewed on: 13th March 2026

Bonds with good apr

5
No issues at all, easy to deal with Reviewed on: 13th March 2026

Good fixed rate account.

5
Good fixed rate account to protect the value of my savings. Reviewed on: 13th March 2026

Great products and exceptionally helpful

5
RCI makes all types of banking or investment very easy . If you have any problems the team are excellent in helping you out.. absolutely brilliant. Reviewed on: 13th March 2026

A happy customer

5
First rate products on offer and also very simple and straightforward to use RCI's systems. Reviewed on: 13th March 2026

The online account and app is simple and easy to use.

5
The online account and app is simple and easy to use. Reviewed on: 13th March 2026

Maturity reinvestment

5
call to agent answered very quickly. good clear advice given. safe and secure access to account. very clear information on screen. simple to use. good rate of interest. Reviewed on: 13th March 2026

Good value, no fuss banking...

5
Very good value very easy Internet banking always efficient and simple to navigate. Simply no fuss and good presented rate. Reviewed on: 13th March 2026

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