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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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9%
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Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G
Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Top marks!

5
The bank provides clear information and plenty of advance notice of changes and maturity options. Reviewed on: 11th April 2025
Michael Skelton's avatar
Michael Skelton

Great Customer services

5
Customer services staff were very helpful and knowledgeable about the products they provide. Thank you! Reviewed on: 11th April 2025
Mel H's avatar
Mel H

Very professional, good rates of interest,

5
Very professional, good rates of interest, Reviewed on: 11th April 2025
Terence C's avatar
Terence C

My experience to date with RCI Bank has been very po...

5
My experience to date with RCI Bank has been very positive , good customer care and competitive interest rates, have encouraged me to return now for 3 years. Reviewed on: 11th April 2025
Malcolm M's avatar
Malcolm M

Great online banking and good interest rates, never...

5
Great online banking and good interest rates, never has a problem Reviewed on: 11th April 2025
Richard J's avatar
Richard J

The best investment company

5
Very professional and hassle free. Reviewed on: 11th April 2025
Wayne C's avatar
Wayne C

Competitive and efficient.

5
Having invested with RCI for the past few years, I have found them to be very competitive, online banking is easy to navigate, and their communications are straightforward. Reviewed on: 11th April 2025
Mark J's avatar
Mark J

Hard to get in touch with and not at all customer fo...

1
Hard to get in touch with and not at all customer focused. Will definitely not be put any money their way again Reviewed on: 11th April 2025
P R's avatar
P R

Really professional bank.

5
Really professional bank. Customer service is excellent. Reviewed on: 11th April 2025
Elizabeth W's avatar
Elizabeth W

Very easily managed account

5
RCI on-line banking is easy, even for an "oldie" like me. Good interest rates and good communication. Would happily recommend RCI fixed rate savings Reviewed on: 11th April 2025
Beverley B's avatar
Beverley B

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