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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Staff are always very helpful on the very few times...

Staff are always very helpful on the very few times i have phoned them. Reviewed on: 11th April 2025

I prefer to transact online, and RCI make this easy.

I prefer to transact online, and RCI make this easy. Reviewed on: 11th April 2025

Good service, market leading web site and products

Have improved service offered, produce good value products, excellent web site which is easy to operate and navigate. Reviewed on: 11th April 2025

Good level of interest usually very competitive

Good level of interest usually very competitive Reviewed on: 11th April 2025

Great online bank

I've always received clear communication from RCI Bank. I found it easy to set up accounts. They could be more flexible in allowing transfers to other bank accounts, but otherwise I can't fault them at all. Reviewed on: 11th April 2025

Easy to follow screens for banking and clear stateme...

Easy to follow screens for banking and clear statements relating tax and interest issues Reviewed on: 11th April 2025

Informative and Easy to access the online portal

Informative and Easy to access the online portal Reviewed on: 11th April 2025

Great service and ultra competitive rates

Great service and ultra competitive rates Reviewed on: 11th April 2025

Happy Customer

I only have 1 fixed term savings account, so my experience is limited, but the service has always excellent with decent rates. Reviewed on: 11th April 2025

long term saver & customer

Tee RCI app is very easy to use. And the RCI interest rates are always the best. I've been a customer since 2016 Reviewed on: 11th April 2025

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