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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
138100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

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RCI Bank Fixed Term Savings Account reviews (3961)

Excellent

5
Opening an account was easy. Good customer service Reviewed on: 13th March 2026

Fantastic experience

5
Everything about my experience with RCI bank has a pleasure, from opening the account to installing the app, everything works as it should, all communications from the bank are friendly and necessary, very good experience overall. Reviewed on: 13th March 2026

Easy to use online banking.

4
Easy to use online banking. Competitive interest rates. Reviewed on: 13th March 2026

I came across RCI through a review and have apprecia...

5
I came across RCI through a review and have appreciated its consistency Reviewed on: 13th March 2026

Helpfull

5
Very helpful staff so easy to deal with Reviewed on: 13th March 2026

Great Bank

5
I have been with RCI for a while now and I love it. Reviewed on: 13th March 2026

Competitive rates and very easy to invest and manage...

5
Competitive rates and very easy to invest and manage online. Reviewed on: 13th March 2026

my opinion

5
all round no problems to deal with Reviewed on: 13th March 2026

Seamless customer service.

5
Seamless customer service.... And very safe. Also Competitive rates Reviewed on: 13th March 2026

As a customer for almost 10 years, I can vouch that...

4
As a customer for almost 10 years, I can vouch that RCI Bank's products have consistently met my needs. It offers products with interest rates which, while not quite market-leading, are always worth considering, given the bank's excellent service, banking security and customer engagement, which together give savers the feeling they are valued. Reviewed on: 13th March 2026

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