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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Provided the best 2 year fix at the right time...

5
Provided the best 2 year fix at the right time Reviewed on: 11th April 2025

I find them consistent and reliable.

5
I find them consistent and reliable. I'm disabled and they make things easy for me Reviewed on: 11th April 2025

Best little known Bank

5
Good rates,easy access and control.If the protected maximum deposit increases will go to the maximum Reviewed on: 11th April 2025

Website easy to navigate.

5
Website easy to navigate. Competitive interest rates on savings. Reviewed on: 11th April 2025

Good rate of interest and option for monthly payout...

5
Good rate of interest and option for monthly payout of interest Reviewed on: 11th April 2025

Very competitive rates

4
Very competitive rates but take too long to transfer money Reviewed on: 11th April 2025

RCI bank are okay!

4
RCI bank are easy to use and provide me with reasonable interest rates. Reviewed on: 11th April 2025

A good place to save.

5
Just joined recently, but very easy to use and excellent customer service. Reviewed on: 11th April 2025

Very easy website to use

5
Very easy website to use, security is reassuringly thorough. Competitive rates which obviously matter, particularly at a time of volatility Reviewed on: 11th April 2025

A problem with login was solved very quickly & effic...

5
A problem with login was solved very quickly & efficiently it gives one a feeling that they are interested in you as well as being safe. Reviewed on: 11th April 2025

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