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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Easy to navigate website, great interest rates

Easy to navigate website, great interest rates Reviewed on: 13th March 2026

It was an easy, efficient and satisfactory experience.

It was an easy, efficient and satisfactory experience. Reviewed on: 13th March 2026

one of the best savings rates around.

one of the best savings rates around. Reviewed on: 13th March 2026

Easy to set up and manage.

Easy to set up and manage. No problems. Reviewed on: 13th March 2026

Easy to monitor my account.

Easy to monitor my account. Good rates of interest. A few of my friends recommend RCI to me and I am so pleased they did. Keep up the great work RCI Reviewed on: 13th March 2026

Great products, clear website and good communications

Clear website, easy to navigate and plenty of information/Q&A. Comprehensive communications and reminders without providing too much. Wide range of products and good rates. Easy to manage accounts once opened. Reviewed on: 13th March 2026

Good advice.

Good advice. Very good information. Reviewed on: 12th March 2026

Online bank app very good plus rates of interest off...

Online bank app very good plus rates of interest offered, easy to access account online Reviewed on: 12th March 2026

Quick to organise and set up.

Ok for now. Waiting to hear more, later. Reviewed on: 12th March 2026

Good interest rate

Good interest rate for 5yr bond with flexibility to take or reinvest interest payments Reviewed on: 12th March 2026

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