Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
138100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3961)

Been with RCI a few years

5
Been with RCI a few years now and always been satisfied with their products and services Reviewed on: 12th March 2026

Good rates over a number of years

5
Good rates and equally good service Reviewed on: 12th March 2026

Good product easy to open and transparent

5
Good product easy to open and transparent Reviewed on: 12th March 2026

Feeling valued

5
I joined the bank four years ago. It was one of my better decisions in life. I use the fix term interest account and will continue to use it going forward. The bank has excellent customer relations and you feel valued when dealing with the staff Reviewed on: 12th March 2026

Simple, effective and hard to better.

5
Everything made so simple to navigate and total clarification of all terms, plus of course excellent rates of interest. Reviewed on: 12th March 2026

Competitive rates, no problems when accounts maturing.

5
Competitive rates, no problems when accounts maturing. Kept informed. Reviewed on: 12th March 2026

Efficient, speedy and courteous service

5
Your website is easy to navigate, transfers happen quickly and efficiently, questions that arise are handled speedily and courteously, I switched from another company because of interest rates. but the benefits of RCI go well beyond a marginally higher interest rate. RCI feels like a company I can not only trust but which seems to have a personal touch. Reviewed on: 12th March 2026

Their technology is excellent and provides a seamles...

5
Their technology is excellent and provides a seamless and straightforward service. Reviewed on: 12th March 2026

Good Bank to deal with

4
Easy to set up online investment. Clear data on rates. Reviewed on: 12th March 2026

Fixed term account paying monthly interest into my c...

5
Fixed term account paying monthly interest into my current account with a very competitive interest rate. Exactly what I wanted Reviewed on: 12th March 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11981 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products