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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3961 reviews)

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4.89

Based on 3,961 reviews, last reviewed 24th Apr 2026

138100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3961)

Easy access on line fixed term account.

Easy to manage fixed term savings account. Straight forward on line access anytime on phone app. Good interest rate. Reviewed on: 12th March 2026

Top Marks!

My first experience of an on-line savings a/c. Great customer service & a really good product… It is brilliant to know that you can call & speak to RCI bank staff if needed- a rare thing these days! Reviewed on: 12th March 2026

I just invest the little money I have & let it grow,...

I just invest the little money I have & let it grow, just downloading the interest into my currant account to spend on a luxury item I may need. I then reinvest the basic amount again for a fixed period that is available from RCI. I don’t find any drawbacks because I only invest what I know I will not need for that period of time. Reviewed on: 12th March 2026

grandview

provide a excellent service to customers Reviewed on: 12th March 2026

Great rates

RCI have great rates, website is easy to navigate, easy contact direct if necessary. Reviewed on: 12th March 2026

very competitive rates.

very competitive rates. easy to nagivate internet site Reviewed on: 12th March 2026

Simple and efficient.

Simple and efficient. Competitive rates too. Reviewed on: 12th March 2026

Easy to open account and good rate

Easy to open account and good rate Reviewed on: 12th March 2026

Efficient service.

Efficient service. You get to talk to a human much quicker than high street banks Reviewed on: 12th March 2026

Just what I want in a bank

Friendly, easy to contact and accurate Reviewed on: 12th March 2026

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