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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
138100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3961)

I have always found RCI bank easy to deal with and c...

5
I have always found RCI bank easy to deal with and courteous on the telephone, Reviewed on: 12th March 2026

Great Fixeed Rate

5
Having used fix term savings several times now. Have found that the rates have always been good. With 2 year fixed term having interest paid each year is great. Reviewed on: 12th March 2026

Excellent , great range of savings

5
Excellent , great range of savings Reviewed on: 12th March 2026

Easy to use.

5
Easy to use. Am notified of any new accounts, and when an existing fixed term account is due to finish, and clearly states options available. Reviewed on: 12th March 2026

full info and updates and good communication

5
full info and updates and good communication Reviewed on: 12th March 2026

A loyal customer

5
I have banked with RCI for six years and have never been tempted to move my money elsewhere. Good rates, excellent customer service and elegant simple to navigate app. Reviewed on: 12th March 2026

Very Good Interest Rates

5
We both have taken out a RCI fixed term savings account and are very happy to have done so as it gave us a very good rate of interest compared to other providers savings fixed price options Reviewed on: 12th March 2026

I have various accounts and feel my money is safe an...

5
I have various accounts and feel my money is safe and thevratesxste good. Reviewed on: 12th March 2026

Great rate.

5
Great rate. Very reliable. Good service. Reviewed on: 12th March 2026

RCI Customer service is efficient, friendly and know...

5
RCI Customer service is efficient, friendly and knowledgeable. The rates offered are good and my monthly interest payment has always arrived on time. Reviewed on: 12th March 2026

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