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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
138100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3961)

Professional and approachable. The perfect choice.

5
Apart from the fact that they offer great rates compared with the rest of the market, their communication is fantastic. They keep you up to date on changes in the sector and give plenty of options. The process of opening & administering of the accounts is second to none, very easy & secure. I have several accounts with RCI, and they all perform exceptionally well. Reviewed on: 13th March 2026

Easy to use app

5
Easy to use app. Good interest rates Reviewed on: 13th March 2026

Excellent bank

5
Always easy to deal with, professional, and understanding. Website easy to navigate. Exc Reviewed on: 13th March 2026

worked fine as aninterest bearing account.

4
worked fine as aninterest bearing account. Reviewed on: 13th March 2026

Simple banking

5
Easy to use, clear comms, good rates of interest Reviewed on: 13th March 2026

Good rates and easy to deal with.

5
Good rates and easy to deal with. Good communications. Reviewed on: 13th March 2026

Excellent service

5
I have been banking with RCI for over a decade. It has been solid, reliable and a good place to keep my savings. Reviewed on: 13th March 2026

Easy to use, very simple and self explanatory

5
Easy to use, very simple and self explanatory Reviewed on: 13th March 2026

Easy and reliable with competitive rates

5
Easy and reliable with competitive rates Reviewed on: 13th March 2026

Easy to navigate website, great interest rates

5
Easy to navigate website, great interest rates Reviewed on: 13th March 2026

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