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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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90%
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9%
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0%
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0%
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1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Interest rate among market leaders

4
Smooth transition from previous Fixed Term Savings Account to another - lower interest, but still among market leaders. Reviewed on: 10th April 2025

Great Bank

5
Great products from a trusted company with very friendly and knowledgeable staff Reviewed on: 10th April 2025

Two year fixed rate with monthly interest.

5
Two year fixed rate with monthly interest. Got a good rate Reviewed on: 10th April 2025

Been a customer since the beginning due to the good...

5
Been a customer since the beginning due to the good service Reviewed on: 10th April 2025

Great product.

5
Great product. Very clear website. Easy to navigate between accounts. Reviewed on: 10th April 2025

Easy to use app money transferred quickly

5
Easy to use app money transferred quickly Reviewed on: 10th April 2025

Easy and transparent banking, a bank that competes w...

4
Easy and transparent banking, a bank that competes with the rest Reviewed on: 10th April 2025

Excellent bank for long term savings

4
Easy to use online - Clear communications about changes that affect accounts Reviewed on: 10th April 2025

I only interacted with your bank thro' online banking.

4
I only interacted with your bank thro' online banking. Reviewed on: 10th April 2025

Thumbs up for RCI

5
RCI’s website is clear and easy to use. The interest rates are competitive. Reviewed on: 10th April 2025

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