Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3028)

You can always get the answer You are looking for...

5
You can always get the answer You are looking for Reviewed on: 10th April 2025

Easy on line account application, all very straight...

5
Easy on line account application, all very straight forward and seamless Reviewed on: 10th April 2025

they have a great customer service team, in all the...

5
they have a great customer service team, in all the years that I have been with them I have never had any problems. Reviewed on: 10th April 2025

very good rate and good service.

5
very good rate and good service. Reviewed on: 10th April 2025

Effortless account management

5
On line opening and management of account is effortless Reviewed on: 10th April 2025

Very easy to use app and good rates of interest

5
Very easy to use app and good rates of interest Reviewed on: 10th April 2025

All good

4
All good - no problems - reasonable interest rate Reviewed on: 10th April 2025

Great online experience.

5
Great online experience. Very impressed with savings rate offered. Reviewed on: 10th April 2025

Very easy set up and good communication.

5
Very easy set up and good communication. Reviewed on: 10th April 2025

No drawbacks

5
So far I've only had positive experiences in my dealings with RCI Bank. It's efficient and convenient. Reviewed on: 10th April 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • 95 Day Notice Account

    from RCI Bank 4.88 from 678 reviews
    RCI Bank
  • Freedom Savings Account

    from RCI Bank 4.88 from 9018 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.86 from 219 reviews
    RCI Bank
    View all products