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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

61% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Just very user friendly, and easy to work with

Just very user friendly, and easy to work with Reviewed on: 12th March 2026

High interest rate and easy to administer

High interest rate and easy to administer Reviewed on: 12th March 2026

Slow withdrawals and low(ish) interest rates.

Withdrawals to my nominated account always slow and the interest rates offered can be bettered elsewhere. Reviewed on: 12th March 2026

Simple savings.

Account is easy to facilitate and information is clearly given. Reviewed on: 12th March 2026

Never had a problem at all.

Never had a problem at all. Just watching my savings grow Reviewed on: 12th March 2026

I have a fantastic 3 year fixed rate product and fee...

I have a fantastic 3 year fixed rate product and feel totally happy with my decision. Great website and easy to navigate. Reviewed on: 12th March 2026

I found the staff members listen to their customers...

I found the staff members listen to their customers and they are very friendly whilst retaining a professional approach. We have used RCI bank for a few years now, this has been for both Freedom savings and fixed term bonds. Reviewed on: 12th March 2026

Great service and competitive products .

Great service provided together with very competitive products..RCI website is very easy to use and provides all the information required Reviewed on: 12th March 2026

Communication are excellent

Communication are excellent with easy to understand notifications and website. Reviewed on: 12th March 2026

Excellent bank

Good all round.Good interest rates, easy to open account and easy to transfer money out at the end of the term Reviewed on: 12th March 2026

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