Write a review

Go to business site

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3961 reviews)

View other RCI Bank products

4.89

Based on 3,961 reviews, last reviewed 24th Apr 2026

138100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience.

Write a review

RCI Bank Fixed Term Savings Account reviews (3961)

High interest rate and easy to administer

High interest rate and easy to administer Reviewed on: 12th March 2026

Slow withdrawals and low(ish) interest rates.

Withdrawals to my nominated account always slow and the interest rates offered can be bettered elsewhere. Reviewed on: 12th March 2026

Simple savings.

Account is easy to facilitate and information is clearly given. Reviewed on: 12th March 2026

Never had a problem at all.

Never had a problem at all. Just watching my savings grow Reviewed on: 12th March 2026

I have a fantastic 3 year fixed rate product and fee...

I have a fantastic 3 year fixed rate product and feel totally happy with my decision. Great website and easy to navigate. Reviewed on: 12th March 2026

I found the staff members listen to their customers...

I found the staff members listen to their customers and they are very friendly whilst retaining a professional approach. We have used RCI bank for a few years now, this has been for both Freedom savings and fixed term bonds. Reviewed on: 12th March 2026

Great service and competitive products .

Great service provided together with very competitive products..RCI website is very easy to use and provides all the information required Reviewed on: 12th March 2026

Communication are excellent

Communication are excellent with easy to understand notifications and website. Reviewed on: 12th March 2026

Excellent bank

Good all round.Good interest rates, easy to open account and easy to transfer money out at the end of the term Reviewed on: 12th March 2026

Eady to open account and manage online

Eady to open account and manage online Reviewed on: 12th March 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from London Mutual Credit Union 4.84 from 236 reviews
Savings
from M for Money Credit Union 4.80 from 43 reviews
Flexclusive
from Nationwide 4.65 from 36 reviews

Want to see more from RCI Bank?

Freedom Savings Account
from RCI Bank 4.90 from 11981 reviews
95 Day Notice Account
from RCI Bank 4.88 from 944 reviews
E-Volve Savings Notice Account
from RCI Bank 4.88 from 316 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub