Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3028)

Best Invest

5
They do everything you require, easy yo apply and understand Reviewed on: 10th April 2025

Trouble Free Banking Service

5
Accounts are easy to open and easy to operator. The interest rates are good. Customer service is excellent. Any questions are quickly dealt with by email. Reviewed on: 10th April 2025

Best service and rate

5
I have had a great service from RCI and best interest rate for my fixed savings from last year. Reviewed on: 10th April 2025

Excellent service.

5
Excellent service. No problems with communication. Good saving rates. Reviewed on: 10th April 2025

I have been with RCI for a long while and have alway...

5
I have been with RCI for a long while and have always had excellent customer care and great returns on my investment. Reviewed on: 10th April 2025

Happy customer

5
I’ve been with your bank for over 1,5 years and I am very happy with the service and my saving account. Reviewed on: 10th April 2025

Super simple and the best interest rates

5
It is super simple to operate the account online, the website is so clear, very refreshing. RCI has always given a better interest rate for savings than any of the other banks and building societies I use (at least 14 of them). Reviewed on: 10th April 2025

Efficient service and good rates

5
Efficient service and good rates Reviewed on: 10th April 2025

Good communications and service..

5
RCI savings rate has been good. I receive regular communication and updates via email which keeps me informed and I am very happy with RCI service and web site. Reviewed on: 10th April 2025

Excellent customer service each time I need it

5
Excellent customer service each time I need it Reviewed on: 10th April 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • 95 Day Notice Account

    from RCI Bank 4.88 from 678 reviews
    RCI Bank
  • Freedom Savings Account

    from RCI Bank 4.88 from 9018 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.86 from 219 reviews
    RCI Bank
    View all products