Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
138100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3961)

Pleased with RCI Bank as is the case in previous years.

5
No issues with RCI Bank. Internet banking runs smoothly, communication is good and the rates on off are very competitive. They also respond to feedback (creation of an ISA). Reviewed on: 12th March 2026

Highly recommend RCI Bank

5
Always good rates, well informed, easy to navigate online account Reviewed on: 12th March 2026

RCI excellent friendly service

5
RCI always thanks me for my deposit and very easy site to navigate Reviewed on: 12th March 2026

Very easy to invest online

5
Very easy to invest online and bonds can be renewed online. Simple and easy to use website. Reviewed on: 12th March 2026

RCI bank were easy to understand and user friendly o...

5
RCI bank were easy to understand and user friendly online. All the information was to hand. The whole process was easy and straight forward. Looking at the investment over the duration is also so easy on line and laid out in such a way that it’s easy at a glance to check. Reviewed on: 12th March 2026

Great7575

5
Super …………………………………………… ………………………………………… ……………………………………… Super …………………………………………… ………………………………………… ……………………………………………… Super …………………………………………… ………………………………………… …………………………………… Super …………………………………………… ………………………………………… ……………………………………… Super …………………………………………… ………………………………………… ……………………………………………… Super ……………………… Reviewed on: 12th March 2026

Competitive products, easy to apply, easy to reinves...

5
Competitive products, easy to apply, easy to reinvest when existing customer, clear information & good communication Reviewed on: 12th March 2026

Our joint savings

4
Have various joint accounts and never have any bother easy to navigate on line Reviewed on: 12th March 2026

Efficient service and competitive product.

4
Efficient service and competitive product. Reviewed on: 12th March 2026

A very efficient bank

5
I’ve recently and have been pleased with their products and customer service Reviewed on: 12th March 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11981 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products