Paid advertisement
Smart Money People Logo
Newsletter

RCI Bank: Fixed term savings account reviews

4.85
Based on 3,962 reviews, last reviewed 29th Apr 2026
61% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed term savings account reviews (3962)

Trouble free banking, good rates, efficiency

5
Trouble free banking, good rates, efficiency Reviewed on: 9th February 2026

all very efficient.

5
all very efficient. Easy to invest and good communications Reviewed on: 9th February 2026

The website was easy to use.

5
The website was easy to use. No issues. Reviewed on: 7th February 2026

Easy access via the Internet.

5
Easy to access via the Internet. Clear website Reviewed on: 7th February 2026

Customer Focus

5
Usually good customerservice, always respected, but not always able to get in touch when like to do so, as opening hours not long enough Reviewed on: 7th February 2026

Very easy to use online informed as soon any transac...

5
Very easy to use online informed as soon any transaction as done Reviewed on: 6th February 2026

Hassle free saving

5
Been saving with RCI for a few years now and find the whole experience easy, simple and good interest rates. Reviewed on: 5th February 2026

Complete Satisfaction

5
We have used RCI bank for saving for several years and are most satisfied with the service provided. Reviewed on: 5th February 2026

Fantastic long terms fixed rates and excellent custo...

5
Fantastic long terms fixed rates and excellent customer service! Reviewed on: 4th February 2026

Very competitive rates.

5
Very competitive rates. Good communication. Easy to understand website layout design. Quick and safe to deposit money. Reliable service from a trusted bank. Will recommend. Reviewed on: 4th February 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.84 from 11989 reviews
    RCI Bank
  • 95 day notice account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve savings notice account

    from RCI Bank 4.78 from 316 reviews
    RCI Bank
    View all products