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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Easy to open and monitor the account

Easy to open and monitor the account Reviewed on: 10th April 2025

Always up to date.

Always up to date. Appreciate texts confirming payments in. Seem to be as quick (or at least quicker than other banks) to raise interest rates as some are to lower them. Website easy to navigate as is the app. Reviewed on: 10th April 2025

Excellent customer service. Good App.

Competitive interest rates and speedy transactions. Good App. Reviewed on: 10th April 2025

Excellent bank

Excellent bank which was very easy to deal with regarding opening an account plus best interest rate available for monthly income Reviewed on: 10th April 2025

Why Go Elsewhere?

Fair interest rates, plenty of notice when these change and speedy access to savings. The internet and app facilities are easy to use and do what's required. Customer service is very good and no obvious major room for improvements. Reviewed on: 10th April 2025

easy to use app and web site.

easy to use app and web site. Transactions processed timeously Reviewed on: 10th April 2025

does exactly what it says on the tin.

does exactly what it says on the tin. No fuss, no problems, simple Reviewed on: 10th April 2025

My family all have RCI savings accounts.

My family all have RCI savings accounts. Great interest rates, easy to open accounts and manage them and great communication. Reviewed on: 10th April 2025

Unpaid review what do you expect??? ! NO FREE LUNCH

Very like a bank and what else is this free review supposed to say. Its a financial thing - with zero personality. Is that enough worrds. Reviewed on: 10th April 2025

I feel safe with RCI and that means a lot to me

Just feel really safe with RCI, easy to contact also. Easy access via the app and easy access to main information. Regular updates via e-mail. Myself and then my husband used RCI. RCI will be my preferred place to go with once my fixed rate ends. Reviewed on: 10th April 2025

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