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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
6705% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3961)

all very efficient.

5
all very efficient. Easy to invest and good communications Reviewed on: 9th February 2026

The website was easy to use.

5
The website was easy to use. No issues. Reviewed on: 7th February 2026

Easy access via the Internet.

5
Easy to access via the Internet. Clear website Reviewed on: 7th February 2026

Customer Focus

5
Usually good customerservice, always respected, but not always able to get in touch when like to do so, as opening hours not long enough Reviewed on: 7th February 2026

Very easy to use online informed as soon any transac...

5
Very easy to use online informed as soon any transaction as done Reviewed on: 6th February 2026

Hassle free saving

5
Been saving with RCI for a few years now and find the whole experience easy, simple and good interest rates. Reviewed on: 5th February 2026

Complete Satisfaction

5
We have used RCI bank for saving for several years and are most satisfied with the service provided. Reviewed on: 5th February 2026

Fantastic long terms fixed rates and excellent custo...

5
Fantastic long terms fixed rates and excellent customer service! Reviewed on: 4th February 2026

Very competitive rates.

5
Very competitive rates. Good communication. Easy to understand website layout design. Quick and safe to deposit money. Reliable service from a trusted bank. Will recommend. Reviewed on: 4th February 2026

Straight forward applying

5
It was easy to navigate the site and apply for the account. I was kept informed promptly throughout the process. Reviewed on: 4th February 2026

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