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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11983 reviews)

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4.84

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

A man with a dream

I’m not a rich man. Nor am I a complex man. I am a simple, flawed human being who merely wants to get by in life and enjoy the simple things: the smell of coffee in the morning, a murmurance of birds in the sky, holding hands with the person you love. What little money I manage to scrimp and save I want to work for me, not simply to sit gathering dust in a pathetic 0.01% aer bank account. RCI gave me the opportunity to grow my meagre savings from a humble acorn to a mighty oak. I will forever be in their debt for that. Reviewed on: 17th January 2022

Great service

I have found RCI bank very easy to navigate round their website shame the rates are so low, as everywhere Reviewed on: 17th January 2022

Small size investment

Whilst my "investment" with RCI Freedom Account is not large, I appreciate that the % interest is probably as good as any in the current financial climate. All movements into/ out of the account have been very efficiently dealt with. Reviewed on: 17th January 2022

Convenient online savings account

I've had an online savings account with RCI for a few years now. Access is easy, although they use BACS, not Faster Payments, for withdrawals. Interest rate is fair. Reviewed on: 17th January 2022

Simple savings account

Account has competitive rates and a decent App. Reviewed on: 17th January 2022

Better interest rates than most.

RCI bank provide a great service and give better interest rates than most. Of all my bank accounts RCI were the only ones to increase their interest rates when the bank ofengland base rate rose recently. Reviewed on: 17th January 2022

Great savings account

Always keep you up to speed with changes, great rate and you can withdraw easily Reviewed on: 17th January 2022

Very easy access

It is extremely easy to operate my Freedom Savings Account, whether depositing or withdrawing money. RCI are also good at keeping their savings rate competitive. Reviewed on: 17th January 2022

Top Bank

RCI is one of the first banks to raise interest rates and one of the last to drop them I have always found the staff to be helpful. Reviewed on: 17th January 2022

Best Savings Account Ever

I've never had any problems with RCI and I love the way they increased the interest rates payable almost immediately after the BoE raised the base rate. Well done RCI Reviewed on: 17th January 2022

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