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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
71% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

HIGHLY RECOMMENDED

5
Saving with them for a number of years and their online service is second to none for depositing and or withdrawals.A reasonable savings interest rate adds to their recommendation. The compensation scheme is at FCA level of main UK Banks Reviewed on: 7th April 2026

helpfulness

5
Very helpful after being scammed Reviewed on: 7th April 2026

Great service wide range of products and good commun...

5
Great service wide range of products and good communication Reviewed on: 7th April 2026

Good interest rate

5
Good interest rate offered and they put it up quickly if BoE rates rise. Reviewed on: 7th April 2026

Opening the account was easy.

5
Opening the account was easy. The interest rate is excellent for the type of account. I receive good communications and the interest is paid on anniversary of account. Reviewed on: 7th April 2026

RCI interest rates increase quickly

5
RCI are extremely good at providing the best interest rates as the they are quick to raise them when they can. They don’t decrease them any the first opportunity either. Reviewed on: 7th April 2026

easy to deal with, friendly, prompt and good rates

5
easy to deal with, friendly, prompt and good rates Reviewed on: 7th April 2026

Brilliant service, brilliant products

5
Brilliant service, brilliant products Reviewed on: 7th April 2026

Good, interest rate is generally in line with the ma...

4
Good, interest rate is generally in line with the market, easy to withdraw funds Reviewed on: 7th April 2026

Justified and well deserved praise for RCI Bank.

5
I have been saving with RCI Bank for a very long time now and during the period they have always, without exception provided 'First Class' service. The staff are so helpful, friendly and welcoming. This I find very comforting when deciding where to invest, especially now I live by myself, since my dear wife died some years ago. When needing to transfer money to my Santander current, the process is so straight forward and completed within just a few hours. As a pensioner in my 80's this is very important to me. Thank you. Reviewed on: 7th April 2026

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