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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
71% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

I've never had any trouble with RCI bank.

4
I've never had any trouble with RCI bank over the years. However, when my wife tried to open an account she was treated quite badly. As she's not an English citizen she had to provide extra information which is understandable, but the communication between her and the bank was very poor. In the end she decided to go with another bank. Reviewed on: 18th March 2026

efficient and courteous problem free

5
efficient and courteous problem free Reviewed on: 18th March 2026

Quick and Easy to Use

5
The website is easy to use, the accounts are clear and I can move money quickly and easily between my RCI savings and my current bank account. Reviewed on: 18th March 2026

Very straight forward, no problems.

5
Very straight forward, no problems. Reviewed on: 18th March 2026

Steves review

5
Excellent all round online bank with competitive rates and very good service. Reviewed on: 18th March 2026

Easy transfers between accounts and banks

5
Easy transfers between accounts and banks Reviewed on: 18th March 2026

I only use the app but have never had any issues wit...

5
I only use the app but have never had any issues with all I need to do. Communication from RCI on interest rates is always very soon after Bank of England announcements Reviewed on: 18th March 2026

I use this bank for savings.

5
I use this bank for savings, they only contact you when they have tt. Their interest rates are also very good. Reviewed on: 18th March 2026

Good online experience as well as phone

5
Good online experience as well as phone Reviewed on: 18th March 2026

RCI bank savings accounts

5
I've never had the need to contact customer services so I can't comment on that aspect. I find that I can deal with all my requirements very easily on line. Excellent website, easy to navigate. Reviewed on: 18th March 2026

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