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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Always been pleased with the service I have received...

5
Always been pleased with the service I have received since the bank began trading in the U.K. Reviewed on: 19th March 2026

Easy to set up account online.

5
Easy to set up account online. All accounts under one roof so easy to see your money. Quick and efficient service to use. Reviewed on: 19th March 2026

easy to speak to someone and dont wait long

5
easy to speak to someone and dont wait long Reviewed on: 18th March 2026

Interest rate very competitive.

5
Interest rate very competitive. Sameday withdrawals a great improvement. Reviewed on: 18th March 2026

Straightforward no nonsense banking from a customer...

5
Straightforward no nonsense banking from a customer focused organisation. Reviewed on: 18th March 2026

App is easy to use, quick money transfer

4
The app is very easy to use. Money transfer very easy and quick. Just not the very best rate, but still good Reviewed on: 18th March 2026

I've never had any trouble with RCI bank.

4
I've never had any trouble with RCI bank over the years. However, when my wife tried to open an account she was treated quite badly. As she's not an English citizen she had to provide extra information which is understandable, but the communication between her and the bank was very poor. In the end she decided to go with another bank. Reviewed on: 18th March 2026

efficient and courteous problem free

5
efficient and courteous problem free Reviewed on: 18th March 2026

Quick and Easy to Use

5
The website is easy to use, the accounts are clear and I can move money quickly and easily between my RCI savings and my current bank account. Reviewed on: 18th March 2026

Very straight forward, no problems.

5
Very straight forward, no problems. Reviewed on: 18th March 2026

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