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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

The first bank to increase savings interest when app...

5
The first bank to increase savings interest when appropriate. Very impressed Reviewed on: 15th March 2026

Great customer care

3
RCI provide excellent customer service and helpful communications. Reviewed on: 15th March 2026

Freedom - good name for the RCI account

5
RCI is good with communication updates and at keeping informed of updates to the account, competitive rates, rate changes down and up, reliable uncomplicated app and account management, payments and withdrawals. Reviewed on: 15th March 2026

Easy access to my savings, yet stlll an excellent in...

5
Easy access to my savings, yet stlll an excellent interest rate. Can't comment on problem resolution as there haven't been any. ! Reviewed on: 15th March 2026

RCI works for us

5
RCI works for us because it pays good interest, it has a good app and is very good at communication. There are a couple of providers who are competition but we think RCI is a very good lender. Reviewed on: 15th March 2026

Super easy app and great communication I like gettin...

5
Super easy app and great communication I like getting text notifications of monies deposited. It also seems they respond to the market quickly in altering interest rates both up and fown Reviewed on: 15th March 2026

Reliable and efficient account

5
Reliable and efficient account with good interest rates Reviewed on: 15th March 2026

Making good use of un-needed money.

5
With just a few clicks any un-needed money can be diverted to the competitive RCI Freedom Savings Account, where it can realise its earning potential with the re-assuring freedom to be readily and easily pulled back into a nominated personal current account if and when needed. It could not be simpler - and any necessary tax documents are provided at the touch of a button. Reviewed on: 15th March 2026

RCI almost always has the best interest rates.

5
RCI almost always has the best interest rates. Reviewed on: 15th March 2026

Very happy with RCI

5
Very easy to use. Great feedback Reviewed on: 15th March 2026

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