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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Always quick to advise interest changes, good rate...

5
Always quick to advise interest changes, good rate of interest, clear processes to pay in and withdraw money. Reviewed on: 14th March 2026

Experience is excellent.

5
Experience is excellent. Good communication and competitive interest rates. Reviewed on: 14th March 2026

Easy to Use App & Helpful Staff

5
My father was the first to open with RCI, followed by my mother. I’ve found the app extremely easy to use. However, my mother, who is not very computer savvy, has had to call the bank on occasion and I’ve been impressed with how kind and helpful the customer service team have been with her. Reviewed on: 14th March 2026

I’ve had this account with RCI Bank for many years a...

5
I’ve had this account with RCI Bank for many years and have always received a competitive rate of interest. Using the online service is easy and straightforward. Ideally, if the time taken between withdrawal and payment received dates could be further improved, this would be an extra bonus. Reviewed on: 14th March 2026

Good service but app could do with some upgrades and...

4
Good service but app could do with some upgrades and more features such as downloading statements Reviewed on: 14th March 2026

Excellent service.

5
Excellent service. Good rates. Easy to manage account. Reviewed on: 14th March 2026

Security Minded

5
Always the website is very security minded and has an easy menu to understand Reviewed on: 14th March 2026

Easy to use website.

5
Easy to use website. As an older user I find accessing my account simple and quite straightforward. Reviewed on: 13th March 2026

RCI have been very easy to deal with.

5
RCI have been very easy to deal with. Money is transferred easily in and out of the account. The interest rate is one of the better ones. Reviewed on: 13th March 2026

User-friendly and competitive rates

5
Website straightforward to use. Interest rates tend to be competitive. Reviewed on: 13th March 2026

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