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RCI Bank: Freedom Savings Account reviews

4.88
Based on 8,947 reviews, last reviewed 4th Feb 2026
78750% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Everything works! Everything works! Their communication is excellent. I've never had a problem with them. Reviewed on: 4th February 2026
John Frawley's avatar
John Frawley

Latest lowest rating:

1

App friendly savings Easy to use app that clearly shows different savings rates Reviewed on: 2nd February 2026
plnbarry's avatar
plnbarry

About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

RCI Bank Freedom Savings Account reviews (8947)

Review of the RCI Bank, Freedom Savings Account:

Great rates and communications

5
Always good rates on their accounts, good communications. Never had any problems or complications, this is a long term investment for me. Reviewed on: 14th April 2025

Excellent service and great rates

5
Excellent service and great rates Reviewed on: 3rd February 2026

Refreshingly simple processes at a friendly bank.

5
I have had good experiences with RCI banking ranging from initially an excellent fixed term saving through to now the freedom savings account. Very prompt replies to messages I have sent using secure messaging. Reviewed on: 3rd February 2026

Very easy to navigate and access

5
Very easy to navigate and access Reviewed on: 3rd February 2026

IN praise of RCI.

5
It is comforting to be regarded as a client, rather than a statistic. RCI approach makes you feel that you are a member of the club even though you are only a small cog.The impression is you are as valued and receive the same accord as a major investor. Reviewed on: 3rd February 2026

Never a problem and good rates

5
Never a problem and good rates easy to use the smart online app Reviewed on: 3rd February 2026

I've had my Freedom account with RCI Bank for many y...

5
I've had my Freedom account with RCI Bank for many years and not once had a problem. The app is capable and intuitive and interest rates are competitive. Reviewed on: 3rd February 2026

RCI Bank--Simply the Best

5
Straight forward and very competitive interest rate with an easy-to-use banking website. Reviewed on: 3rd February 2026

Happy Customer

5
I've had my Freedom savings acct for several years now. The rate stays competitive and reasonable. Logging into and out of the account is very straight-forward and easy. Website graphics are simple and readable, while also conveying the information I need, like acct name and current balance, easy dropdowns for statements, transactions, interest, withdrawals. In my view, it is the best of the banking websites. Reviewed on: 3rd February 2026

It's fine

4
I have very little to say. It's a savings account and the rates good. Reviewed on: 3rd February 2026

So pleased that I found this savings account.

5
So pleased that I found this savings account. I am not aware of any bank that emails you advising they are increasing my interest rate to match those that are offered to new customers like RCI do. Also I don't need to open a new account every 12 months because a so called bonus rate has expired. Reviewed on: 3rd February 2026

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