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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
74% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
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9%
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1%
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0%
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Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Great mobile app and competitive rates

5
I have banked with RCI for. Number of years, they offer competitive interest rates. The mobile app is really simple too and I always use the mobile app for anything I need to do, withdraws, balance checks etc. Reviewed on: 12th April 2026

Very staightforward and sensible interest rates.

4
Very staightforward and sensible interest rates. Reviewed on: 12th April 2026

Consistently fair interest rates

5
Consistently fair interest rates, better than most and no short-lived introductory «  bonuses » Reviewed on: 12th April 2026

Excellent interst rate

4
very good experience except when withdrawing savings. Most savings accounts send savings quickly whereas RCI often takes up to two days; five days over Easter which is apoor service. Reviewed on: 12th April 2026

Never had a problem, either with deposits or withdra...

5
Never had a problem, either with deposits or withdrawals. Interest rates very reasonable. Reviewed on: 12th April 2026

Simple and honest

5
Super simple to manage, clear information, good service, good rates Reviewed on: 12th April 2026

Relability

5
Always up to date with interest rates, quick to adjust on a rising market giving depositors a fair deal. Excellent at keeping clients informed of any applicable changes. Reviewed on: 12th April 2026

RCI bank is number one for customers

5
RCI bank provides straight forward customer centred information on their accounts so there is clarity transparency and no ambiguity or double speak ewhen informing clients about their services,. This is why I rate RCIBank as excellent. Reviewed on: 12th April 2026

The freedom savings account

5
The freedom savings account gives instant access and a high level of interest Reviewed on: 12th April 2026

Reliable at giving the best service

5
Reliable at giving the best service Reviewed on: 12th April 2026

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