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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11989)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Easy to manage, nice interest rate

4
Easy to manage, nice interest rate Reviewed on: 28th January 2026

Always prompt payment !

5
Always prompt payment ! Never any issues Reviewed on: 28th January 2026

RCI Bank is accessible, easy to use and great value!

5
The RCI banking app is very accessible and easy to use. The bank is great value for money as they always let you know when the interest rates are going up or down and try and give existing customers the benefit of increases quickly and delay reducing the rate as long as they can. Reviewed on: 28th January 2026

Market leader

5
Very easy to use with a consistently good interest rate Reviewed on: 28th January 2026

I had a good experience, but now the interest are no...

4
I had a good experience, but now the interest are not really good for value Reviewed on: 28th January 2026

A safe pair of hands

5
It just works quietly in the background. App is intuitive. Communication is clear. Interest paid is acceptable. Never had any issues and pretty much exactly what I want for a safe and responsive online bank. Well done! Reviewed on: 28th January 2026

Great experience with RCI Bank!

5
Great experience with RCI Bank! I’ve had some complications with my account and they’ve been super quick in responding and sorting my issues and it’s been perfect as a saving account as a university student Reviewed on: 28th January 2026

Easy to use.

5
Convenient and easy to use account. Reviewed on: 28th January 2026

Quick and efficient service , always obliging and he...

5
Quick and efficient service , always obliging and helpful. Reviewed on: 28th January 2026

Performs exactly as required

5
My account has done exactly was is needed of it since inception. Interest rate is reasonably good for an easy access account. Reviewed on: 28th January 2026

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