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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11989)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

I have only banked with RCI for 3 years but they hav...

5
I have only banked with RCI for 3 years but they have been excellent , customer service is second to none I would highly recommend them Reviewed on: 28th January 2026

Solid Bank

5
Just a solid bank that you can rely on to pay interest on savings with easy access to your money if you need it. Reviewed on: 28th January 2026

Consistently good interest rates compared to other p...

5
Consistently good interest rates compared to other providers. Reviewed on: 28th January 2026

NOt good enough service and too remote and no banch...

1
NOt good enough service and too remote and no banch to visit for advice Reviewed on: 28th January 2026

RCI customer for 10 years now!

5
I have been banking with RCI for around 10 years now. Their interest rates are always really competitive and I receive a better service in comparison to high street banks. Its a great place for me to keep accessible savings but still earn a good interest. Reviewed on: 28th January 2026

Class leading interest rate until CHASE offered more.

5
Class leading interest rate on instant access until CHASE offered a better deal for a year. Reviewed on: 28th January 2026

Competitive and efficient

5
A very competitive interest rate and a very efficient organisation Reviewed on: 28th January 2026

Handy tho only having a single nominated bank is a l...

4
Handy tho only having a single nominated bank is a limit. Reviewed on: 28th January 2026

secure way to grow your money by modest amounts.

4
secure way to grow your money by modest amounts. Feels safe way to make a little extra Reviewed on: 28th January 2026

Never an issue when dealing online or on phone

5
Never an issue when dealing online or on phone Reviewed on: 28th January 2026

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