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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11989)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Great experience and always easy to use website.

5
Great experience and always easy to use website. Reviewed on: 27th January 2026

Great customer service when needed.

5
Great customer service when needed. Reviewed on: 27th January 2026

Easy practical account

5
Always easy to access the account and provide quick transfers Reviewed on: 23rd January 2026

Simoncat

5
Very good customer service and online service very good. Reviewed on: 23rd January 2026

Good and easy to commuicate with and access accounts...

5
Good and easy to commuicate with and access accounts, and get answers to any requests and queries no matter what time. Reviewed on: 22nd January 2026

Very good Website.

5
Very good Website. Ease of use. Decent and competitive interest rates. No complaints Reviewed on: 22nd January 2026

Fantastic firm to deal with.

5
Fantastic firm to deal with. Very methodical, polite and courteous and the website and app are so simple to use. Reviewed on: 22nd January 2026

RCI Top Rates!

5
Had a couple of accounts with excellent rates. One fixed and still have their Freedom variable account. This still has a high rate for instant and penalty-free transactions, to and from. I use this to help me budget with my main working account. The RCI app is safe and secure. It has the features one needs. Highly recommended! Reviewed on: 22nd January 2026

Excellent company.

5
I've been an online customer for nearly a decade now. I've never had any trouble with the online experience. The interest are excellent. The service is amazing. Reviewed on: 14th September 2025

Unrestricted with high rates.

5
I have been with RCI Bank for a few years. Their rates were the highest and still are for an instant and unlimited withdrawal account. A great app, easy to set up and interact with. I make monthly transactions to and from my main account no problem. I get instant notifications too. There is an interest rate checker, ideal to see if you are getting close to the £1,000 tax-free limit. The web-based online account is also very good. Moreover, I've never had a problem, it is very safe and secure protected by the FSCS. Reviewed on: 5th September 2025

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