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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,980 reviews, last reviewed 22nd Apr 2026
441800% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy access I have found the app easy to use, savings easy to access when I need to and a steady interest rate Reviewed on: 22nd April 2026
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SD

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11980)

Review of the RCI Bank, Freedom Savings Account:

Great offers all around

5
RCI bank offers one of the best customer service around and very appealing products. Reviewed on: 17th January 2022

Easy to use online account

5
Easy to use online account with access to funds at any time. Competitive interest rates. Reviewed on: 13th April 2025

Great savings account

5
I have never had any issues with RCI, they are easy to get hold of and opening the account couldn't have been easier. They communicate well always giving me notice and explanation of exchange rates and the app is very easy to use. Reviewed on: 13th April 2025

Excellent service, user friendly

5
Excellent service, user friendly Reviewed on: 13th April 2025

Good app based service.

4
Good app based service. Can do same day transfer back to linked account if act early in the day. Options for longer notice periods with higher savings rate Reviewed on: 13th April 2025

RCI are such an easy bank to transact with.

5
RCI are such an easy bank to transact with. If I withdraw money it is received very quickly and if I pay in money it is acknowledged very quickly. Reviewed on: 13th April 2025

Online banking

5
Not really had to deal with customer service as do all my banking online but I am happy with the service overall, the only disappointing thing is the interest rate has dropped steadily over time Reviewed on: 13th April 2025

I like the way I am informed of changes to my accoun...

5
I like the way I am informed of changes to my account straight away and that me interest rate doesn’t not default to their lowest after twelve months Reviewed on: 13th April 2025

Imbproved the time for a deposit to be made to clear...

5
Imbproved the time for a deposit to be made to clearing. Reviewed on: 13th April 2025

Great Bank

5
Great experience. Easy to use. Easy to talk to someone. Reviewed on: 13th April 2025

Good communication with right amount of emails.

4
Good communication with right amount of emails. Reviewed on: 13th April 2025

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