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RCI Bank: Freedom Savings Account reviews

4.87
Based on 7,235 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
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11%
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1%
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0%
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1%

Latest highest rating:

5

Unrestricted with high rates. I have been with RCI Bank for a few years. Their rates were the highest and still are for an instant and unlimited withdrawal account. A great app, ea... Read more Reviewed on: 5th September 2025
Ian C's avatar
Ian C

Latest lowest rating:

1

Freedom Saver Easy Access till it isn’t I cannot stress this enough but if you value having access to your funds or good customer service forget RCI and go elsewhere! They are not an ONLINE... Read more Reviewed on: 24th June 2025
SandT's avatar
SandT

About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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RCI Bank Freedom Savings Account reviews (7235)

Consistently competitive interest rates

5
RCI Bank is quick to raise interest rates for savers and offers consistently good rates with easy access terms. I would recommend them to anyone. Reviewed on: 19th January 2022

Best online bank

5
Staff are really easy to communicate with, very helpful, wouldn't hesitate to recommend them as a ban. I joined before Brexit and monies safe. Well done RCI Bank Reviewed on: 19th January 2022

A good online easy access acccount

4
A good online easy access acccount. It was reasonably easy to set up. The User Interface is intuitive and easy to manage. However, some key information is not at obvious places like how to transfer money, how to access money in the account. It would be good to review how information is provided in a better and more obvious accessible fashion. Reviewed on: 19th January 2022

RCI the key to financial planning

5
Always a pleasure to deal with RCI Reviewed on: 19th January 2022

Efficient and effective and usually reasonable interest

4
Using RCI is an easy exercise. A great deal of attention has been put into making the experience easy to handle without the frustration often met on other bank sites. Reviewed on: 19th January 2022

Competitive rates and excellent customer service

5
The interest rates are very competitive for a savings account that doesn't tie your money in (instant access?). The website is useful and online banking is easy with RCI. I also like that i get text messages to confirm they've received my deposits. Reviewed on: 19th January 2022

RCI Bank Review

4
I have always found RCI Bank staff very helpful on the phone and deal with queries professionally Reviewed on: 19th January 2022

Easy savings account

4
Often a better interest rate than other similar accounts. Easy to pay in and withdraw funds Reviewed on: 19th January 2022

Highly Rate the RCI bank savings account

5
RCI Bank is so accessible online and has great savings rates Reviewed on: 19th January 2022

Meets my needs

4
RCI have met my needs for an easy access savings account. Easy to open and operate on-line. Reviewed on: 19th January 2022

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