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RCI Bank: Freedom Savings Account reviews

4.88
Based on 9,018 reviews, last reviewed 6th Mar 2026
164100% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
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10%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

RCI is not slow to increase the savings interest rates Pleased that RCI is not slow to increase the interest rate when the financial markets indicate that savings rates need to increase. Reviewed on: 6th March 2026
Ken M's avatar
Ken M

Latest lowest rating:

1

App friendly savings Easy to use app that clearly shows different savings rates Reviewed on: 2nd February 2026
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plnbarry

About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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RCI Bank Freedom Savings Account reviews (9018)

Fantastic Bank and Service

5
This bank I have used for a number of years now. They have always had amongst the highest interest rates for those wanting to save money but the accounts are also very flexible and easy to use. The online service is outstanding and it is very easy to contact people when you need to get something done. They will happily do everything to support you and I cannot speak highly enough about this particular bank. Reviewed on: 2nd March 2022

Refreshingly amazing bank

5
Absolutely first class every time, I'll be opening some fixed rate bonds as well this year. Market leading rates before all the others & really efficient & friendly. Reviewed on: 2nd March 2022

Great interest rate with freedom to manage savings.

5
Safe place for savings with interest on top Reviewed on: 2nd March 2022

Lets see how things go

3
Initially,I found communication quite poor, and simply didn't feel comfortable depositing anything further.However it is good to see there is now a mobile app which will I hope improve matters.Thanks Reviewed on: 2nd March 2022

Offered best return on instant access

5
Best return I could find without my money being tied up for a minimum term. I have had to access funds and on occasion I have had to access them on several occasions with no problems and no advance notice. Reviewed on: 2nd March 2022

A decent interest with easy access

5
An easy to use account that gives a competitive interest rate. Good for everyday use as well as for long term savings. Reviewed on: 2nd March 2022

Always putting customers first

5
In all the years I’ve banked with RCI they have always been a pleasure to communicate with; transparent, helpful and super efficient in keeping across any issues or queries. I feel they’ve often considered my needs as a customer/ client before I’ve even asked and I always feel confident and safe having my savings with them. Reviewed on: 2nd March 2022

excellent

5
having held an account with rci bank for several years, i cannot fault them Reviewed on: 2nd March 2022

Brilliant to deal with!

5
I can recommend RCI Bank as being up to the minute on products and using friendly pleasant staff. A pleasure to deal with them. Reviewed on: 2nd March 2022

Easy and convenient

5
Never had any issues, makes saving a flexible and hassle free affair. Reviewed on: 2nd March 2022

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