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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,982 reviews, last reviewed 4th May 2026
78% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great bank would recommend! Banked with them for a while very little money to invest at the moment due to lack of funds but I find RCI bank very easy to use. Reviewed on: 4th May 2026
Diane H's avatar
Diane H

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11982)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Easy account

5
Easy account to open and manage online. Easy to withdraw and add to account. Reviewed on: 21st March 2025

It's an easy to use online savings account with comp...

4
It's an easy to use online savings account with competitive interest rate. I like the feature where you can easily access tax certificate as well as statements with dynamic date ranges. My only negative is the delay before the money reaches my linked account when withdrawing money. Reviewed on: 21st March 2025

Very customer focused.

5
Very customer focused. keeping us informed and providing great value Reviewed on: 21st March 2025

The fact that I have not had to contact them with an...

4
The fact that I have not had to contact them with any issues speaks for itself. Reviewed on: 21st March 2025

always an easy forward with this company

5
always an easy forward with this company Reviewed on: 21st March 2025

Effortless process

5
Online deposit and withdrawal easy to undertake. Reviewed on: 21st March 2025

Always reliable to give a competitive rate .

5
Always reliable to give a competitive rate and with an unmatched customer service Reviewed on: 21st March 2025

Great and easy way to save money.

5
Great and easy way to save money. Reviewed on: 21st March 2025

RCI is very reliable

5
RCI is very reliable. I have had no issues for the many years I have had an account with them. Reviewed on: 21st March 2025

Competitive, straightforward, good customer service

5
I have now banked with RCI for quite a few years because their interest rates have been consistently very competitive, often market-leading. I have an easy access savings account ("Freedom Savings") and am now on my second fixed-rate bond with them. I like the fact that RCI's products are straightforward, as is the application process and moving my money in and out of the instant access saver. I had to call RCI to clarify something once, and an actual PERSON answered the phone, imagine that, and after a minimal number of "Press Option..."! Said person was not only human, but friendly, competent and knowledgeable!! So I would rate RCI highly also for their customer service - which I don't usually need because the website works perfectly well. Reviewed on: 21st March 2025