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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,982 reviews, last reviewed 4th May 2026
76% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great bank would recommend! Banked with them for a while very little money to invest at the moment due to lack of funds but I find RCI bank very easy to use. Reviewed on: 4th May 2026
Diane H's avatar
Diane H

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11982)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

RCI Bank customer service is excellent when you call...

5
RCI Bank customer service is excellent when you call the team. They are quick to answer the phone and are very knowledgeable. The App is also easy to use and set up any new requirements for accounts or personal information Reviewed on: 18th March 2025

RCI Bank does what it promises.

4
RCI Bank does what it promises. The interest rate is not wonderful but it is OK and safe. Reviewed on: 18th March 2025

Always answer the phone & very helpful

5
Always answer the phone & very helpful Reviewed on: 18th March 2025

I have found RCI to be a very good bank to deal with.

5
I have found RCI to be a very good bank to deal with. Communications from the Bank are good and informative. Competitive Interest rates are always welcome and do retain customers. Reviewed on: 18th March 2025

Very happy with RCI bank, simple to use and good value.

5
Very happy with RCI bank, simple to use and good value. Reviewed on: 18th March 2025

Great Service

5
In general, things run smoothly, however, when I have had occasion to contact the customer service team of an enquiry, they have been efficient, polite and always managed to answer any query promptly and accutatly. Reviewed on: 18th March 2025

Honest and Straightforward

5
They promised competitive rates and after over nine years I'm delighted to say they've lived up to their word and still do, so no more switching! Reviewed on: 18th March 2025

Interst rates and access

5
The interest rates are competitive and since changes have been made to access to the funds (it's now the same day money is requested), the service is much better. Reviewed on: 18th March 2025

Overall, a very efficient online bank.

5
Overall, a very efficient online bank. I like the fact the flexibility that characterises my RCI account. Reviewed on: 18th March 2025

Great rates, easy to access.

4
Great rates, easy to access. Much better return than any high street bank! Reviewed on: 17th March 2025

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