Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
73% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

The account is competitive and easy to use.

5
The account is competitive and easy to use. Reviewed on: 11th March 2025

Always easy to do transactions, secure and safe

5
Always easy to do transactions, secure and safe Reviewed on: 11th March 2025

RCI BANK REVIEW

5
i DO EVERYTHING ON LINE. i HAVEN'T HAD ANY EXPERIENCE ON PHONE CONTACT Reviewed on: 11th March 2025

Clear, concise web site.

5
Clear, concise web site. Easy to navigate site. Above all good service and fair interest rates. I would always recommend RCI Bank in all respects Reviewed on: 11th March 2025

Stress-free Simple Saving

5
Never had any issues with RCI, interest rates have been consistently good and money is easy to deposit and withdraw. Reviewed on: 11th March 2025

Excellent service

5
After my husband passed away and i had to start dealing with banking RCI have been excellent in moving forward with my banking Reviewed on: 11th March 2025

RCI Bank offers very competitive products, with fant...

5
RCI Bank offers very competitive products, with fantastic rates. The customer service is quick and efficient and online banking is effective and simple on both the website and smartphone app. Reviewed on: 11th March 2025

Very good bank but%too low recently

5
Good speedy service and ease of use. BUT, any marking of a Savings Bank depends on its competitiveness in interest rates----and RCI keep falling behind in recent times, when they used to be such good value. I no longer use it except for small amounts Reviewed on: 11th March 2025

Easy to use and now that money transfer have become...

5
Easy to use and now that money transfer have become quicker -even better. Reviewed on: 11th March 2025

So easy to withdraw money to registered account.

5
So easy to withdraw money to registered account. Very good sign in checks. Reviewed on: 11th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.89 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products