Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
73% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Great saving rates and easy to use website

5
Great saving rates, easy to use website, good communications in advance of any rate changes. Reviewed on: 11th March 2025

I think that RCI bank is a good service because it i...

5
I think that RCI bank is a good service because it is easy to set up an account and easy to transfer money Reviewed on: 11th March 2025

Little known but good

5
Good, no cause for concern as yet and no need to have contacted RCI either. Reviewed on: 11th March 2025

Great savings account with very good rates, easy to...

5
Great savings account with very good rates, easy to use app and good customer service Reviewed on: 11th March 2025

Excellent helpful staff, extremely curteous

5
Excellent helpful staff, extremely curteous Reviewed on: 11th March 2025

The Helpful Bank

5
Always very helpful and professional. App very easy to use. Reviewed on: 11th March 2025

Great interest rates and easy to use

5
Even easier to use since the app and now even quicker payments. Great interest rates. Reviewed on: 11th March 2025

I like the response to changing interest rates (up/...

5
I like the response to changing interest rates (up/down) in good time. Allows me better control of my money. Easy to deposit, transfer or withdraw funds. In all the time I've been with them (good while now) I have never had to contact the help desk. Sure that they are great but never had any difficulties. Would be happy to contact them if I had to do. With some other organisations you have to raise your mental strength before you pick up the phone. Reviewed on: 11th March 2025

Excellent app and easy banking online service.

5
Excellent app and easy banking online service. Reviewed on: 11th March 2025

Issue Free Banking

5
Never had any issues since opening a savings account with RCI. Their Web site is easy to use with clear and easy to follow instructions. The interest rate they pay is excellent. Have no reason not be satisfied. Reviewed on: 11th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.89 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products