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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
71% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

RCI Frost

5
Good website, investment rates and experience overall Reviewed on: 11th March 2025

Was a very good offering though the interest is slip...

4
Was a very good offering though the interest is slipping now! Reviewed on: 11th March 2025

Excellent interest rates and easy access

5
The bank looks after my savings and offers excellent interest rates and easily accessible information about the account. Reviewed on: 11th March 2025

Fast and efficient.

5
Fast and efficient. Clear instructions, helpful staff Reviewed on: 11th March 2025

interest rates that go up as quick as they come down

5
Great interest rates that go up as quick as they come down Reviewed on: 11th March 2025

Simple on line banking with competative products

5
Simple on line banking with competative products Reviewed on: 11th March 2025

Excellent and now much quicker transactions.

5
Excellent and now much quicker transactions. Reviewed on: 11th March 2025

Competitive interest rate and user friendly

5
RCI bank has a competitive interest rate which is why I used them. They have updated the account so you have same day access to funds which is great. The app is easy to use and it's easy to withdraw and deposit money. I'd like to see in the future other bank account verifying the RCI account i.e. if I deposit funds from my Natwest account, Natwest can't verify the account so I feel as though I'm depositing at risk. Also it would be good to be able to deposit/withdraw funds from/to multiple bank accounts although limiting this does make the account feel more secure. Reviewed on: 11th March 2025

Great bank.

5
Great bank. I really enjoy RCI and advise to start using it Reviewed on: 11th March 2025

Competitive rates and easy to deal with.

5
Competitive rates and easy to deal with. Good communication without being over the top. Reviewed on: 11th March 2025

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