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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
71% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Very easy to use the online banking

5
Very easy to use the online banking Reviewed on: 10th April 2026

I feel confident my money is in a safe place

5
I feel confident my money is in a safe place Reviewed on: 10th April 2026

Good competitive easy access online account.

5
Good competitive easy access online account, shame it isn't instant access! Reviewed on: 10th April 2026

A bank you can rely upon.

5
RCI is easy to work with, good customer service with alerts about any down times (eg Bank Hols) and good value for money. A bank you can rely upon and feel easy about. Reviewed on: 10th April 2026

RCI is one of the best online Banking provider

5
Have had a Freedm Savings account with RCI for years and service is outstanding Reviewed on: 10th April 2026

Always efficient.

5
Always efficient. Love the texts to tell me that a deposit has been received. Really appreciate that they are quick to raise interest rates when appropriate and are definitely not the first to lower them when times change. Reviewed on: 10th April 2026

Easy set up and an efficient savings account

5
Easy set up and an efficient savings account with competitive rates each year. Online platform works well. Reviewed on: 10th April 2026

All as expected from a premier bank

5
All as expected from a premier bank Reviewed on: 10th April 2026

I have had my savings account with them for many yea...

5
I have had my savings account with them for many years and never had any issues. Easy to navigate app and friendly and knowledgeable customer support. I have already recommended them to my friends and they are happy with the service received too Reviewed on: 10th April 2026

Good headline rate.

5
We have had accounts with RCI for some years. We like that the interest ratedoes not include limited time bonus rates to attract you, just a simple good headline rate. Transfers have also become much quicker now. Reviewed on: 10th April 2026

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