Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Excellent Saving accounts.

5
I have used RCI bank for some years now, I have always received excellent service, but what I like the most is when the bank of England increase interest rates RCI follow suit increasing the interest on their Freedom saving account almost straight away. Reviewed on: 1st October 2022

BANK settles after bad review

3
matter resolved following bad review Reviewed on: 26th April 2022

Easy set up, seamless customer service experience

5
I switched my savings account a couple of years ago, looking for a company that makes it easy to save. With time being the biggest comodity, RCI just make it simple and efficient. When it comes to saving trust is a huge factor and their regular communications make me feel comfortable and secure about having my savings with them. Reviewed on: 2nd April 2022

Transparent and simple

5
Decent interest rate, easy to use, good communication of changes. Reviewed on: 1st April 2022

Excellent service and rates

5
I have been investing with RCI for some time now. Depositing and withdrawing funds online is very straightforward and I am impressed by the competitive rates on offer. Reviewed on: 28th March 2022

Safe account.

5
A safe account with a decent rate of interest. Reviewed on: 19th March 2022

Satisfactory, straight forward online banking

4
The RCI website is easy to understand and I've never had any problems either depositing or withdrawing funds. Reviewed on: 18th March 2022

Good interest rate & the best online security

5
I held various "Freedom" accounts with RCI for around 10 years including with power of attorney for my late mother. Accordingly, my wife & I have just opened a joint account. Reviewed on: 18th March 2022

Excellent service

5
I love my account - good interest rates, instant access and the odd time I’ve needed help from customer service they were great. Reviewed on: 17th March 2022

Straightforward internet banking

5
Increased the interest rate automatically in line with base rate Reviewed on: 15th March 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.89 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products