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Royal London: Pension reviews

Name: Pension
Rating: 2.81 (114 reviews)

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2.81

Based on 114 reviews, last reviewed 23rd Jul 2026

300% increase in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

20%

74%

Latest highest rating:

5

They were very helpfull and polite and patient with... They were very helpfull and polite and patient with me Reviewed on: 9th July 2026

Latest lowest rating:

1

I trusted this company with my pension, shocking!! I have 2 pensions with these, one set up by my company and the other that I opted out of SERPS with. I moved home a few years ago and didn’t get stat... Read more Reviewed on: 23rd July 2026

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About this product

Royal London offers personal and workplace pensions through financial advisers.

Your money is invested which means the value can go down as well as up and you may not get back what you put in. Royal London’s online service makes it easy for you to track your pension and make changes to your plan.

Royal London pension reviews help you find out what it’s really like to be a customer. If you’ve used Royal London before, you can also leave a review and share your experience.

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Royal London Pension reviews (114)

Very good service from Sharon smith

Sharon Smith dealt with my query very quickly and explained all I needed to know so glad I got through to her. Reviewed on: 9th August 2023

Poor Payers

My pension withdrawal has been going on since February 2023 and still has not been paid out. They are quick to have your money but not quick to give it back. Still jot resolved. I would never invest in them or recommend anyone investing in them. I don't even want to give them 1 star let alone 10. Reviewed on: 4th August 2023

Extremely poor service

I had to initiate the start of my pension process as they never contacted me. I have made over twenty phone calls as they never contact me. They forgot to send paperwork out to be signed. It is now three months after my retirement date and have received one pension payment. I have been told that they have paid the back pay to my pension start date. But no money has been paid into my account. They don't respond to my emails and when I phone I get through to a call center. Their service is absolutely shocking with no respect for their customers. I would in hindsight never use their service. They just don't care. Reviewed on: 3rd August 2023

Poor service

Still waiting 10 weeks for them to sort pension. No communication at all. To many frustrating calls Reviewed on: 2nd August 2023

Delay in paying out my money

I applied to get some money from my pension pot in May..5 weeks later still not got any money .put in complaint but still nothing will be going to financial ombudsmen to get compensation for stress caused .regret ever putting my money in this company . Reviewed on: 20th July 2023

Worse Pension team in London

I am removing my Pension after 8 years. This must be one of the only pension firms to actually lose 2.4% of my pension amount. Just moving my funds to Scottish Widow Reviewed on: 17th July 2023

excellent friendly professional service

Had an excellent friendly and professional service from Jo Medford, when I asked for documents which they had provided to my current providers in 2018. They had the insight to keep a screenshot and sent me this through a secure transfer after verification..so friendly and helpful. Thank you so much Jo. Edith Reviewed on: 13th July 2023

Worst service ever

Wanted to draw down some pension, they have a stupid set up whereby you have to put money into a new plan, the old one still remains, then draw from that. Why. It creates nothing more than additional work for exactly the same outcome, the money can still grow. Then to cap it all off, they transfer all money to the new account, get it wrong and now I cannot access my money until someone decides to get off their backside and get it sorted. Sadly a complaint to the FCA will be done although they’re toothless also. Suggestion, stop making it so ridiculously stupid to get access to funds. Makes me worry whether my money hasn’t performed as well as others due to their stupidity, who knows. Avoid if you can. Reviewed on: 16th June 2023

Poor performance lost money

Got a pension statement today from them, stating I've lost 5.1% of my pension and yet they gave me £1.08 in there so called profit sharing. So how do they make a profit, but lose 5.1% of my money. Of course they make a profit of our losses. I will be cashing out, scams like the rest of the pension thief's. Stay away Reviewed on: 12th June 2023

pension fund decreasing

company is wiping out my pension fund as i get closer to retirement, if anyone has seen there pension fund collapsing as they near retirement then talk to some of the younger people, there pensions are still rising, while older members are seeing there pensions collapse as they near retirement, company is a total scam and ombudsman and regulators do nothing even though they can see what is happening, pension companies are the biggest rip off since thatcher deregulated them , and royal london is one of the worst offenders Reviewed on: 30th April 2023

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