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Royal London: Pension reviews

1.88
Based on 104 reviews, last reviewed 23rd Jan 2026
100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
17%
See only 4 star reviews
3%
See only 3 star reviews
2%
See only 2 star reviews
2%
See only 1 star reviews
76%

Latest highest rating:

5

Caring and helpful Positive very helpful. Easy to talk too Reviewed on: 23rd January 2026
Margaret 's avatar
Margaret

Latest lowest rating:

1

My pension pot is rapidly diminishing. My pension pot is rapidly diminishing. I have been trying now for 10 months to get to my pension pot from Royal London while there is something still ... Read more Reviewed on: 19th October 2025
Roy N's avatar
Roy N

About this product

Royal London pension reviews are written by Smart Money People like you. For many of us, our pension is an important part of our financial future. Finding a pension provider that you can trust and rely on is a must for many people. Take a look at our Royal London pension reviews to find out what life at Royal London is really like. If you hold this pension, we'd love you to write an honest review here too!

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Royal London Pension reviews (104)

Group Pension

5
I worked for Royal London for 12 and a half years and I can tell you that the people who look after your money are totally committed to being the best. At my new job, we have a group pension plan with them and they've been so good in sorting out enrolment and contributions. I'd highly recommend their pension portfolio product to anyone, it's market leading and truly innovative. Reviewed on: 20th July 2017

Pension loss

1
My option32 was transferred to Royal London last year and the value of the fund has dropped by 6k in just 12 months what are they investing in Reviewed on: 19th November 2016

Insurance for for top up mortgage.

1
I moved out of my house and paid off the mortgage. Royal London cancelled the policy saying they had written to me, maybe they did, to the old address, then cancelled the policy. I was £7.5k out-of -pocket because they would not accept payment of missing premium. Greedy pigs. Reviewed on: 8th March 2016

Serps

3
I opted out of Serps pension back in 1980, now they have stopped it. I will no longer benefit when I retire. I have never had any one contact me from Royal London to advise me in any kind off way an feel very disappointed. Reviewed on: 27th December 2015

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