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Royal London: Pension reviews

2.97
Based on 113 reviews, last reviewed 9th Jul 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
20%
See only 4 star reviews
3%
See only 3 star reviews
2%
See only 2 star reviews
2%
See only 1 star reviews
73%

Latest highest rating:

5

They were very helpfull and polite and patient with... They were very helpfull and polite and patient with me Reviewed on: 9th July 2026
Carol Armstrong's avatar
Carol Armstrong

Latest lowest rating:

1

6 months trying to transfer a pension out of Royal L... 6 months trying to transfer a pension out of Royal London. Response is chronically slow. You are on the phone on hold for hours before anyone picks up... Read more Reviewed on: 18th May 2026
michael QJ's avatar
michael QJ

About this product

Royal London offers personal and workplace pensions through financial advisers.

Your money is invested which means the value can go down as well as up and you may not get back what you put in. Royal London’s online service makes it easy for you to track your pension and make changes to your plan.

Royal London pension reviews help you find out what it’s really like to be a customer. If you’ve used Royal London before, you can also leave a review and share your experience.

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Royal London Pension reviews (113)

My pension pot is rapidly diminishing.

1
My pension pot is rapidly diminishing. I have been trying now for 10 months to get to my pension pot from Royal London while there is something still left in it. They won't reply to my financial advisor. When he rings they just put him on hold for sometimes over an hour and then promise to ring him back, which they never do. They are using every excuse possible to not let me have access to my pension. I have noticed on this review site and various others that they are treating other people the same way, which I find very worrying. I think it is time that they are investigated by the financial ombudsman because there seems to be something very suspicious about how this company is operating. Reviewed on: 19th October 2025

Royal London are helpful and provide good value.

4
Royal London are helpful and provide good value. Reviewed on: 7th September 2025

Cannot get my cash out

1
I have been trying to cash in my pension pot with them for four months. Just goes round in circles. They clearly don't like paying out. VERY DISTURBING Reviewed on: 3rd July 2025

Good company with positive returns

4
Good company with positive returns and clear and frequent communications with updates on market conditions and policy status Reviewed on: 13th June 2025

Very good and great company

4
Very good company very happy staff very friendly Reviewed on: 3rd June 2025

Royal London pensions scammers

1
Trying to access my pensions which was originally with Abbey National then went over to these idiots,ive sent all my id off and I'm not getting anywhere i keep getting bounced around saying we will transfer you to the right department,this has been going on for a month,and I'm still waiting for my money,they need to be investigated by the FCA AND BANKING ONBUDSMEN Reviewed on: 3rd April 2025

Very poor support services. No reply to emails.

1
I spoke to Royal London “customer services” on 21st February 2025 as I was having problems accessing my account via the app. I kept getting a code GPLCTE please retry. On Monday 24th February I received an email stating that a report had been sent to IT Support today(which was 4 days after I raised the complaint)for them to respond. On Tuesday 25th February I sent another email to the customer services representative who appeared to be handling the case as I had not had any response from IT Support. I received no response to that email. I have written another email today. Just as an aside, the representative I am emailing to signs herself as “Customer Service Coach-Group Pensions Servicing”. !!!!! Reviewed on: 1st March 2025

Royal London provided all the answers in one phone call

5
Royal London provided all the answers I needed regarding my pension. If they couldn't address a query, they connected me with someone who could. I was very grateful for their help and excellent customer service. Rather than telling me someone would contact me later, they resolved the issue on the spot. Reviewed on: 26th February 2025

Really easy and professional to deal with, excellent...

5
Really easy and professional to deal with, excellent growth and first class communication Reviewed on: 26th February 2025

Ignorance of pension rules and own website info

1
Made a Claim for Death benefits on my friends pension. I held power of attorney as he had no family. Have been given so many different excuses iver the last 7 months. Mainly reasons that contradic their own website. Idecided to post my experience here and hope the " customer relations " team look into ref Cr-229736. They seem to be very interested in complaints when people feel the need to vent on a review site! Reviewed on: 26th February 2025

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