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Royal London: Pension reviews

Name: Pension
Rating: 1.79 (101 reviews)

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1.77

Based on 101 reviews, last reviewed 3rd Jul 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

17%

77%

Latest highest rating:

4

Good company with positive returns Good company with positive returns and clear and frequent communications with updates on market conditions and policy status Reviewed on: 13th June 2025

Latest lowest rating:

1

Cannot get my cash out I have been trying to cash in my pension pot with them for four months. Just goes round in circles. They clearly don't like paying out. VERY DISTURBIN... Read more Reviewed on: 3rd July 2025

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About this product

Royal London pension reviews are written by Smart Money People like you. For many of us, our pension is an important part of our financial future. Finding a pension provider that you can trust and rely on is a must for many people. Take a look at our Royal London pension reviews to find out what life at Royal London is really like. If you hold this pension, we'd love you to write an honest review here too!

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Royal London Pension reviews (101)

Terrible

our financial advisor recommended Royal London along with a couple of others to choose from. Wish we had never gone with Royal London. The charges taken by Royal London and our advisor are seriously wrecking an already poorly performing pension. We are changing both advisor and pension provider. Incidentally we have been told by a number of financial advisors we should never have gone with Royal London. Reviewed on: 3rd October 2020

Very Poor indeed

This company has made calculation errors on my pension statement for the past 5 years at least and having requested a transfer value the errors were identified and a poor letter of apology received. I have £20,000 less in value than was communicated and the Ombudsman will be advised. The offer of £1k is equally unacceptable. Trust is important in your chosen provider as is integrity and the ability to add up! Reputation is clearly not priority #Royalcockup Reviewed on: 27th August 2019

Very professional

I have been with the company for many years and I have always felt in safe, competent hands. Statements are on time and bonuses are progressive. I highly recommend Royal London to anyone - for all your pension needs and income protection. Reviewed on: 21st July 2019

Excellent Service

I could not have asked for a better service from Royal London and in particular their representative Mel Mullender. Could not fault them. Reviewed on: 8th July 2019

Great pension product

I have my pension with Royal London. The literature is all easy to understand and the investment has grown really well. Charges are low and because they are a mutual they have started paying me profit share each year which boosts the value of my pension. Financial advisers tell me they are one of the best around for value for money and service. Reviewed on: 29th June 2018

Pension fund portfolio

WEALTH WARNING!! WEALTH WARNING!! Was told that portfolio 7 had very good statistical returns over the years and trusted my pension to them. What a mistake!! despite a fairly flat worldwide stock market worldwide my portfolio has crashed by 4-5%, and I pay for the service! they now wont even reply to my emails asking what is happening. Reviewed on: 18th April 2018

Good option

I have had a pension package with this company for a number of years and the service and interest rate has been great. Reviewed on: 8th January 2018

Group Pension

I worked for Royal London for 12 and a half years and I can tell you that the people who look after your money are totally committed to being the best. At my new job, we have a group pension plan with them and they've been so good in sorting out enrolment and contributions. I'd highly recommend their pension portfolio product to anyone, it's market leading and truly innovative. Reviewed on: 20th July 2017

Pension loss

My option32 was transferred to Royal London last year and the value of the fund has dropped by 6k in just 12 months what are they investing in Reviewed on: 19th November 2016

Insurance for for top up mortgage.

I moved out of my house and paid off the mortgage. Royal London cancelled the policy saying they had written to me, maybe they did, to the old address, then cancelled the policy. I was £7.5k out-of -pocket because they would not accept payment of missing premium. Greedy pigs. Reviewed on: 8th March 2016

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