Smart Money People Logo

Saga: Car insurance reviews

4.88
Based on 9,558 reviews, last reviewed 24th Mar 2026
86% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Car Insurance Claims Excess Made Clear Car insurance clearly set out policy contents and benefits. For example policy maybe more expensive than other providers though accidents claims exces... Read more Reviewed on: 24th March 2026
Jamie S's avatar
Jamie S

Latest lowest rating:

1

Very poor experience with SAGA. Very poor experience with SAGA. Obtained an insurance quote online which states that it will expire in 7 days. I go back online to the dashboard to ta... Read more Reviewed on: 16th February 2026
William C's avatar
William C

About this product

Saga offer three levels of car insurance for over 50s – Saga Standard, Saga Select and Saga Plus.

All policies have an uninsured driver promise protecting your no claims discount and no excess to pay if you're hit by an uninsured driver. Depending on the policy, there are extras you can add on to the policy to provide more protection.

Saga car insurance reviews help you find out what it’s like to be a customer. If you’ve used Saga before, you can also leave a review and share your experience.

Saga Car insurance reviews (9558)

Review of the Saga, Car insurance:

Card renewal - bad practice

1
2 male operatives didn't give the correct information and the female operative tried her best but her boss has not deemed my complaint important enough to get back to me. I received a letter from Saga stating my credit card had expired and to ring them with new details. On giving the details of my card, immediate payment for my car insurance was taken from my bank account.At no time was I told this would happen and no one would cancel the payment which was not due for 3 another 3weeks. I was told to cancel it through my bank .They told me the payment was ",pending "so it couldn't be done and to go back to Saga. This practice should be made clear in their letter or by the operative before taking my card details. It has caused me financial embarrassment and disappointment as well 2hrs on the phone trying to deal with this..I will not be renewing my insurance with Saga next year for sure Reviewed on: 25th April 2023

Service provided by SAGA

5
My initial car insurance was paid in one payment. At the time of renewal of my policy, I requested payment then be made by monthly Direct Debit. The operator I spoke with was VERY professional and knowledgeable and arranged EXACTLY what I wanted in a very timely manner. I have now paid 3 instalments without any problems and look forward to continued car insurance cover. Reviewed on: 30th September 2021

Glad to have Saga at the Ready

5
Great friendly and informative company where I feel confident if I ever need them Reviewed on: 30th September 2021

Affordable & innovative products.

5
Brilliant affordable innovative products. 3 year fix pricing excellent. One of the few things that made me happy to be 50+ Reviewed on: 30th September 2021

Car and Home Insurance

4
The Car Insurance is rather expensive, probably due to my age, but it covers all the necessaries very comprehensivly. The Home Insurance is a very reasonable price and both insurances do 'What it Says on the Tin. Reviewed on: 30th September 2021

saga best ever

5
easy to deal with - phone or web Reviewed on: 30th September 2021

Efficient and helpful

5
Staff were very helpful and dealt with any queries I had in a precise and pleasant manner Reviewed on: 30th September 2021

Good value for money

5
I have been with Saga for a number of years and when comparing with other companies at renewal time they still offer good value for money Reviewed on: 30th September 2021

Saga are the best!

5
I would definitely recommend Saga. They are always so helpful, kind and have a great knowledge of their products. Also, they care. Thank you. Reviewed on: 30th September 2021

Great service with friendly and knowledgeable staff

5
Any time I have needed to get in contact, I have been impressed by how good the service is that has been provided. Nothing seems to be to much trouble. The staff I have dealt with are always very polite, friendly and helpful. On one occasion I even spoke with someone who had only just started the role that day, they dealt with my issue as if they had been doing the job for years. Reviewed on: 30th September 2021

Car insurance with everything!

5
Saga does a great job of making sure my car insurance includes everything I want at an affordable rate. I love having someone to talk to and being able to access all my documents online very easily Reviewed on: 30th September 2021

Do you have a different Saga product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Saga?

  • Stocks and shares ISA

    from Saga 5.00 from 1 reviews
    Saga
  • Life insurance (discontinued)

    from Saga 5.00 from 5 reviews
    Saga
  • Van Insurance (discontinued)

    from Saga 5.00 from 1 reviews
    Saga
    View all products