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Sainsburys Bank: Home Insurance reviews

1.61
Based on 98 reviews, last reviewed 21st Jul 2025
No new 5 star reviews
in the past 90 days
60% decrease in 1 star reviews
in the past 90 days
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15%
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7%
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2%
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4%
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72%

Latest highest rating:

4

Competitive prices, but.... Competitive prices, some things you can do online but otherwise any queries or complications you need to call up their call centre. That's not always ... Read more Reviewed on: 27th August 2024
Glenn P's avatar
Glenn P

Latest lowest rating:

1

Never take responsibility I had home insurance with Sainsbury's, but when I tried to make a claim, I discovered that the underwriters were separate from Sainsbury's, which I wa... Read more Reviewed on: 21st July 2025
Manick 's avatar
Manick

About this product

As a homeowner, your house is likely your most valuable asset, so adequate protection is vital. Whether you require buildings insurance, contents insurance, or a combination of the two, finding the right insurer is important. Check out our Sainsbury’s Bank home insurance reviews to learn more about the provider and its policies.

Sainsbury’s Bank has two levels of home insurance cover: Standard and Home Plus. Both policies can be strengthened with optional extras, including enhanced cover for both buildings and contents. Sainsbury’s Bank also has a smartphone app to manage your policy at any time. The app allows you to make changes to your policy without any admin fees.

The right home insurance policy for you will depend on your requirements. You may be looking for the provider that can offer the most additional extras for the strongest level of protection. Comparably, you may be looking for a basic level of cover for the lowest cost. Whatever your needs, find out if Sainsbury’s Bank is right for you by reading our Sainsbury’s Bank home insurance reviews.

Have you had a home insurance policy with Sainsbury’s Bank? Tell us which level of cover you chose and whether you opted for any additional extras. Did you need to make a claim, and if so, how well was it dealt with? Did you use the smartphone app? Would you recommend your policy to family members or friends?

Whether good or bad, leave a Sainsbury’s Bank home insurance review today. Together, we can help people like you make better decisions.

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Sainsburys Bank Home Insurance reviews (98)

Excellent value

5
Excellent value and they send you a £20 Sainsbury voucher Reviewed on: 8th October 2016

Good Value

5
Much cheaper than any of the others and they throw in a £20 Sainsburys voucher Reviewed on: 21st September 2016

Subsidence nightmare

2
Unfortunately my claim got dragged out for several years. The builders would give me incorrect information, stuff got damaged and broken and I've been left seriously out of pocket. Still, it's fixed now:) Reviewed on: 10th September 2016

Competitive prices

4
Happy with policy and service compared to other companies Reviewed on: 10th September 2016

SUBSIDENCE

2
FOLLOWING SUBSIDENCE AT MY HOUSE IT WAS SEVERAL YEARS BEFORE THIS WAS FIXED. MAINLY BECAUSE OF LACK OF RESPONSE AND THE WRONG INITIAL SOLUTION CHOSEN FIRST OFF. Reviewed on: 29th August 2016

There when you need them

5
I recently was in a situation where my back door wouldn't lock. Luckily I had home emergency cover with sainsburys home insurance. I called them up & within 4 hours a locksmith came & fixed my lock. Great service Reviewed on: 25th August 2016

Good Value

5
Much cheaper than the others and a £20 Sainsbury voucher thrown in Reviewed on: 23rd August 2016

Buying insurance without hassle

5
Originally buying house insurance online as it worked out cheaper than buying by phone but I had to check a question and contacted by phone. Girl offered to complete the transaction I said it was cheaper online, no problem she let me have it at the online price. Was very pleasant all the way through. Reviewed on: 24th December 2015

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