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Sainsburys Bank: Home Insurance reviews

Name: Home Insurance
Rating: 1.92 (97 reviews)

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1.62

Based on 97 reviews, last reviewed 3rd Jul 2025

No new 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

15%

72%

Latest highest rating:

4

Competitive prices, but.... Competitive prices, some things you can do online but otherwise any queries or complications you need to call up their call centre. That's not always ... Read more Reviewed on: 27th August 2024

Latest lowest rating:

1

Betrayal after trust ! After years of using Sainsbury home insurance they cancelled renewal of my policy without giving any reason what so ever. I never made a claim or miss... Read more Reviewed on: 3rd July 2025

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About this product

As a homeowner, your house is likely your most valuable asset, so adequate protection is vital. Whether you require buildings insurance, contents insurance, or a combination of the two, finding the right insurer is important. Check out our Sainsbury’s Bank home insurance reviews to learn more about the provider and its policies.

Sainsbury’s Bank has two levels of home insurance cover: Standard and Home Plus. Both policies can be strengthened with optional extras, including enhanced cover for both buildings and contents. Sainsbury’s Bank also has a smartphone app to manage your policy at any time. The app allows you to make changes to your policy without any admin fees.

The right home insurance policy for you will depend on your requirements. You may be looking for the provider that can offer the most additional extras for the strongest level of protection. Comparably, you may be looking for a basic level of cover for the lowest cost. Whatever your needs, find out if Sainsbury’s Bank is right for you by reading our Sainsbury’s Bank home insurance reviews.

Have you had a home insurance policy with Sainsbury’s Bank? Tell us which level of cover you chose and whether you opted for any additional extras. Did you need to make a claim, and if so, how well was it dealt with? Did you use the smartphone app? Would you recommend your policy to family members or friends?

Whether good or bad, leave a Sainsbury’s Bank home insurance review today. Together, we can help people like you make better decisions.

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Sainsburys Bank Home Insurance reviews (97)

Premium Increase

Bought the policy a year ago and did not claim at all (or change policy or address or anything), HOWEVER the price of the policy increased by >20%!!! Reviewed on: 29th January 2019

Cancelled policy without notice when notified of building work

I notified Sainsbury's home insurers that I was about to start building work which I had done previously with no problem. They took details and said I would be contacted in 48 hours if any problem. Work commenced 15 days later I had a call to say they were cancelling the policy due to the building work. There was no discussion about extra premiums or any offer at all. I wasn't even offered to let me cancel which would have been fairer, because now I have to inform insurers I have had a policy cancelled even though I have done nothing wrong. They even had the nerve to infer they were doing me a favour as they would waive the cancellation fee, I am not cancelling they Are! I was left having to find a new insurer mid building work and having had a policy cancelled by Sainsbury's which had led to a very hefty premium. I guess that because they cancelled my policy future premiums will also be higher and all because I was honest and said I was having work done. I find the way this has been handled is appalling and will be advising anyone who will listen not to purchase home insurance from Sainsbury's Reviewed on: 16th October 2018

Excellent and reliable

Competitive quote, easy to apply for Reviewed on: 19th August 2018

This company is good good money offers

I rang them and got a quote they were cheaper than my bank Reviewed on: 12th January 2018

House insurance

Good coverand good value. Can reccommend this company. Reviewed on: 29th September 2017

Badly organised and incompetant. Avoid them.

Took out insurance for home and contents. Never got documentation. Chased it and still didn't. Chased them again and got confirmation but incomplete documents. If they cant get that right how can one have confidence in them if one makes claim. I cancelled and am still waiting for a refund. Reviewed on: 8th September 2017

Home

Good service vert quick and convenient Reviewed on: 19th July 2017

Great service

I had to call on sainsburys when I couldn't lock my back door. A locksmith was with me within 2 hours. Great service, they even called the follying day to see if I was happy. Reviewed on: 30th October 2016

Good Value

Luckily haven't had to make a claim - But very good value for money Reviewed on: 27th October 2016

Excellent value

Excellent value and they send you a £20 Sainsbury voucher Reviewed on: 8th October 2016

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