Write a review

Go to business site

Santander: All in One Credit Card reviews

Name: All in One Credit Card
Rating: 3.67 (21 reviews)

View other Santander products

3.67

Based on 21 reviews, last reviewed 24th Mar 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

48%

14%

2 star

33%

Latest highest rating:

5

Best zero percent credit card. I have the All in One World Credit card on a zero percent offer for transfers and purchases for just over a year, including purchases in foreign curre... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Rejected Over Address Format; Santander Wasted My Time I had a terrible experience with Santander credit cards. I applied for a credit card, and they abandoned my application without even telling me. I onl... Read more Reviewed on: 27th January 2025

Read all reviews See your review

About this product

Looking for reviews of Santander's All in One credit card? Launched in October 2016, read ur community's reviews to see what people think about this card - using it, cashback from it, and general comments around Santander's customer service, and anything else to do with the card.

Already been spending on the All in One card? Please share a quick review of this credit card with Smart Money People and your comments will help others decide which credit card is right for them.

Santander All in One Credit Card reviews (21)

Review of the Santander, All in One Credit Card:

Appalling disability discrimination

Your online system is unworkable particularly for autistic people like me. I cannot pay my bill despite numerous attempts. I am escalating this as high as possible. Would never recommend and want to close my account immediately Reviewed on: 7th July 2023

What a joke of a bank

What a absolute joke of a bank, there customer service is an absolute joke, they mock customers, good luck banking with such a horrible bank, they make money from your money and then the service they provide! Is so poor! If it wasn’t for us customers banks wouldn’t even exist! Reviewed on: 19th February 2022

Not fit for purpose

No room for redress given to prejudices and the bias held in dealing with custonet grievances of no consequence, whatsoever Reviewed on: 15th February 2022

Easy use app and good rewards

The app is very simple to use and updates pretty quick so you can keep track of your spending, on top of that they have great rates and you can earn up to 15% cashback from retailer offers. Reviewed on: 12th January 2022

2nd place to Plane Saver

Would always use a plane saver product before anyone else Reviewed on: 14th June 2021

santander all in one card

not just the card pay in branch very clean helful staff, good call center staff Reviewed on: 9th February 2020

Straightforward application

Straightforward application. Quickly set-up. Great introducory rate. Reviewed on: 18th April 2019

ddd

sddsdsdsds dsdsds dssd dsds sdsd sdsd dsd ds sd sd ds dsdsd ds sdsdsdss Reviewed on: 11th May 2018

Great company

The only problem I have had is replacement cards because pin isn't working but never had any other issues Reviewed on: 11th February 2018

Does it what it says on the tin

Customer service has always been good, information is clear and online banking makes it easy to keep on top of payments Reviewed on: 2nd January 2018

great card!

Lovely people always trying to help. The credit card is flexible no interest for 12 months charged and the company are really forward thinking Reviewed on: 1st May 2017

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Nectar Credit Card
from Sainsburys Bank 2.84 from 97 reviews
Purchase credit cards
from MBNA 2.82 from 196 reviews
Nectar Credit Card
from American Express 3.33 from 14 reviews

Want to see more from Santander?

Life Insurance
from Santander 5.00 from 2 reviews
Zero Credit Card
from Santander 4.22 from 21 reviews
123 Current Account (discontinued)
from Santander 4.16 from 1271 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub