Write a review

Santander: 123 Credit Card reviews

Name: 123 Credit Card
Rating: 3.92 (154 reviews)

View other Santander products

3.83

Based on 154 reviews, last reviewed 27th Feb 2025

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

47%

25%

13%

10%

Latest highest rating:

5

great card and cashback . great card and cashback . Have earnt hundreds f punds over the last 5 years so suggest getting one Reviewed on: 27th February 2025

Latest lowest rating:

1

Beyond incompetent and useless Beyond incompetent and useless. No words can express the radicicolous treatment given by this bank. I would advise anyone and everyone to avoid contac... Read more Reviewed on: 28th January 2025

Read all reviews See your review

About this product

Santander 123 Credit Card reviews can help you to find out about the pros and cons of the 123 Credit Card credit card. What kind of features do Santander customers like? Find out more about the Santander 123 Credit Card by reading our trusted Smart Money People reviews. You can also write your own Santander 123 Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Santander 123 Credit Card reviews (154)

Review of the Santander, 123 Credit Card:

great bank

great bank and always helpful with whatever queries you have Reviewed on: 27th April 2020

Credit card

Very good product and communication Reviewed on: 7th September 2023

Santander customer service

Recently I had an issue with a Limousine company, had hired a limo for my daughters wedding, this did not turn up on the day which caused so much upset, we eventually found out the limo company had gone into liquidation, so I rang Santander and Top marks to the customer service staff and the loss prevention officer carefully and kindly dealt with my issues BRILLIANTLY Reviewed on: 1st August 2023

Taking the worry away

Not only is this account and card simple to use, earning money to use it is a bonus for me. Reviewed on: 1st June 2023

Great Card

Love the cashback and always fast responses to queries in the app Reviewed on: 31st May 2023

Dismayed, customer

My from Swindon just spent three hours trying to find out why Santander took more money than I have spent over the last year Reviewed on: 17th May 2023

Good for cashback

Very happy with this card - don't think you can get it any more so intend to keep it Reviewed on: 4th April 2023

Simple

No issues, runs smoothly, all you need with no fuss Reviewed on: 3rd April 2023

Easy as 1, 2, 3

I’ve had a Santander 123 Credit Card for over 10 years. It has suited my perfectly. I wouldn’t switch products. Reviewed on: 30th March 2023

Rubbish

Never up the limit paid of every month had card for 10 years no limit increase Reviewed on: 16th March 2023

Great high street bank

Good for international payments and low apr Reviewed on: 16th March 2023

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Student Credit Card
from NatWest 4.31 from 6 reviews
Credit Card
from MBNA 2.71 from 186 reviews
Credit Card
from Argos 3.44 from 52 reviews

There's still more to see!

Santander has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub