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Santander: 123 Credit Card reviews

Name: 123 Credit Card
Rating: 3.93 (158 reviews)

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3.87

Based on 158 reviews, last reviewed 22nd Apr 2025

500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

47%

25%

13%

10%

Latest highest rating:

5

Had this account for 10 years, had really no problems. Had this account for 10 years, had really no problems. Reviewed on: 13th April 2025

Latest lowest rating:

1

Beyond incompetent and useless Beyond incompetent and useless. No words can express the radicicolous treatment given by this bank. I would advise anyone and everyone to avoid contac... Read more Reviewed on: 28th January 2025

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About this product

Santander 123 Credit Card reviews can help you to find out about the pros and cons of the 123 Credit Card credit card. What kind of features do Santander customers like? Find out more about the Santander 123 Credit Card by reading our trusted Smart Money People reviews. You can also write your own Santander 123 Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Santander 123 Credit Card reviews (158)

Review of the Santander, 123 Credit Card:

Fantastic

Great no trouble at all. Take payments on time everytime Reviewed on: 4th September 2016

Simple

No issues, runs smoothly, all you need with no fuss Reviewed on: 3rd April 2023

Easy as 1, 2, 3

I’ve had a Santander 123 Credit Card for over 10 years. It has suited my perfectly. I wouldn’t switch products. Reviewed on: 30th March 2023

Rubbish

Never up the limit paid of every month had card for 10 years no limit increase Reviewed on: 16th March 2023

Great high street bank

Good for international payments and low apr Reviewed on: 16th March 2023

Very supportive!

I can't thank you enough for Santander support with my credit card. They provided support, option of payment very reliable. Thank you! Reviewed on: 11th March 2023

Excellent

Have held a Santander 123 credit card for 10years. No problems and get cash back on purchases. Reviewed on: 9th March 2023

Could do worse.

Contact is poor & difficult. .... Chatbot ! forget it. Reviewed on: 9th March 2023

Great

Reliable easy to use and helpful when needed Reviewed on: 3rd March 2023

In Branch Service Poor

Lack of available branches and opening hours. Lack of clear and transparent on how long balance transfers take to clear and allocation of payments Reviewed on: 22nd February 2023

Looking after there customers

Always looking after the customers. Been with me now many years Reviewed on: 21st February 2023

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