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Santander: 123 Current Account (discontinued) reviews

4.17
Based on 1,275 reviews, last reviewed 18th Apr 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

4

Long term Santander Account I have had Santander accounts for over 10 years now and always found them to be of good service. The only downside I have encountered is the telephon... Read more Reviewed on: 18th April 2026
Margaret Davies's avatar
Margaret Davies

Latest lowest rating:

2

PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWI... PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWIDE AND NOW RECEIVE A MUCH MORE CUSTOMER FOCUSED BANK Reviewed on: 25th March 2026
robert j's avatar
robert j

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1275)

Ok for the moment

4
I've had serious problems with Santander in the past, but currently they seem to be doing better than ever in my personal experience, I've had great customer service from them, their fraud prevention seems great as I've had a couple of attempts of money being taken from my account and they were on the ball and spotted it immediately and put a stop to that money going out of my account, even when it was a tiny amount for the fraudsters to check it's an active account/card. It's great to be earning cashback on my everyday purchases and direct debits. I'm a happy customer for the moment. Reviewed on: 15th September 2019

works for me

5
with this bank fornso many years never a problem Reviewed on: 13th September 2019

great account simple as 1 2 3

5
love my account , great service , great offers Reviewed on: 31st August 2019

Money back on bills

4
Great perk to get cash back on regular spend, great to use as a household bills account Reviewed on: 21st August 2019

A team of friendly and highly competent staff

5
The desk staff and the consultant all make one feel valued. They are always helpful and very professional in approach Reviewed on: 20th August 2019

Fast efficient service, all advisors very knowledgeable

5
Over 30 years of good service. Will not change for anything Reviewed on: 30th July 2019

day light robbery

1
bunch of thiefs. 700£ was missing from my account cancel my complaints. without telling reason. plz before opening account with this shi.. BANK, check all reviews. Reviewed on: 11th July 2019

Santander Account

5
I would recommend this account as it has allowed me the option of being able to make interest on the money already within the account this has proved very beneficial especially when larger sums of money are held in the account. I would also recommend this account and the bank society as they have always been helpful when every I needed help and I am satisfied with their service and customer satisfaction. Reviewed on: 23rd June 2019

Great current account

5
I totally trust this account, never a mistake, very clear and understandable website, good rate of interest Reviewed on: 22nd June 2019

Best Account Overall

5
With that many products around at the moment and after weighing them up, the 123 account from Santander worked best for me and my money. Reviewed on: 10th June 2019

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