Write a review

Newsletter

Go to business site

Santander: 123 current account (discontinued) reviews

Name: 123 current account (discontinued)
Rating: 4.10 (1277 reviews)

View other Santander products

4.10

Based on 1,277 reviews, last reviewed 1st Jul 2026

56% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

54%

27%

Latest highest rating:

5

Everything Brilliant Interest on my account, cash back on utilities, only £500 a month needs to go in the account. There’s always somebody available on line, in branch or ... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Complaint procedure Terrible experience trying to get them to resolve a complaint about a failure of theit system. They have restricted my bank access as a result and th... Read more Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 current account (discontinued) now

Help others make smarter decisions by sharing your own experience.

Write a review

Santander 123 current account (discontinued) reviews (1277)

Great current account

I totally trust this account, never a mistake, very clear and understandable website, good rate of interest Reviewed on: 22nd June 2019

Best Account Overall

With that many products around at the moment and after weighing them up, the 123 account from Santander worked best for me and my money. Reviewed on: 10th June 2019

Good interest rates

Think this is the best current account interest rate on the market at the moment. Reviewed on: 9th June 2019

Not So Good Since Interest Rate Reduced

This account was previously quite lucrative but is not so since the interest rate was reduced, as a result of which I shopped around and moved elsewhere. Reviewed on: 8th June 2019

GREAT ACCOUNT

EASY TO USE AND UNDERSTAND. GREAT CUSTOMER SERVICE TOO Reviewed on: 8th June 2019

20 years plus and still happy

I have been with Santander since it was Alliance and Leicester and I have never had any complaints. My only niggle is that all of the local branches near me seem to have closed down. It is fairly easy to bank with them online or via the post office however I recently tried to pay in a cheque and couldn't do it because I didn't have any paying in slips. I assumed that my debit card would be sufficient. Reviewed on: 6th June 2019

Ace!

Good interest and money back on DD's. Excellent! Reviewed on: 3rd June 2019

Best going

Excellent two way communication skills by telephone, online or in branch. All the family now with this company. Reviewed on: 30th April 2019

Quite average

Quite average, not many perks, phone service not great Reviewed on: 22nd April 2019

All good and excellent online banking !

All good and excellent online banking ! I don't think I've ever needed to go into a branch - I can do it all online ! Reviewed on: 19th April 2019

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Current account
from Starling Bank 4.87 from 27458 reviews
Select current account
from RBS 4.08 from 369 reviews
Student Account
from permanent tsb 0.00 from 0 reviews

Want to see more from Santander?

Cash ISA
from Santander 4.35 from 84 reviews
Basic current account
from Santander 4.32 from 337 reviews
Choice Current Account
from Santander 4.28 from 22 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub