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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1247 reviews)

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4.16

Based on 1,247 reviews, last reviewed 18th Apr 2025

1100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

123 current account was reliable with good cashback I had a 123 current account with santander, and liked the cashback. The app is fairly easy to navigate but it can be tricky sometimes to access the bu... Read more Reviewed on: 18th April 2025

Latest lowest rating:

1

Goodbye Santander Unable to withdraw my cash when needed. A real lack of proactive help from this bank to keep our business. All accounts now closed. Reviewed on: 4th April 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1247)

Interest

Pays the best interest on a current account up to £20000 invested Reviewed on: 13th January 2019

Can't complain

No issues and does at least pay interest Reviewed on: 13th January 2019

Money for notbinf

Since being with Santander 123 current account I have earned over £500 for using my account as I normally would Reviewed on: 13th January 2019

Good account

Nice to get a little back as you can set it up to get cash back on your council rates, gas , water and electricity which amount to more than the charges for the account Reviewed on: 13th January 2019

CURRENT ACCOUNT THAT PAYS

PAYS YOU TO BANK WITH THEM - WIN WIN! Reviewed on: 13th January 2019

Don't get a lot of interest but I think you can still get a railcard if you are a student.

I haven't got a lot to say but I have been with Santander for several years because I opened a student current account with them when I started uni. This has now matured into a graduate current account but I still have quite a long time to pay off my overdraft. I do wish there were more branches so you could pay in cash and cheques easily. You get retailer offers as well so you can get cashback in some shops and the account is free. Reviewed on: 13th January 2019

Great service

Found staff to be really helpful with my recent financial problems. Reviewed on: 13th January 2019

Excellent

Great bank account earn interest on utility bills and also if you keep £20k in you earn good interest on that too Reviewed on: 13th January 2019

Great Account

No problems, good interest rate and cashback. A very competitive current account and would recommend. Reviewed on: 12th January 2019

The friendly, supportive bank

By keeping some of my savings in my current account I get a good interest rate with easy access should the need arise. Branch and online support is excellent too. Reviewed on: 12th January 2019

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