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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1252 reviews)

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4.17

Based on 1,252 reviews, last reviewed 5th Sep 2025

40% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1252)

Don't get a lot of interest but I think you can still get a railcard if you are a student.

I haven't got a lot to say but I have been with Santander for several years because I opened a student current account with them when I started uni. This has now matured into a graduate current account but I still have quite a long time to pay off my overdraft. I do wish there were more branches so you could pay in cash and cheques easily. You get retailer offers as well so you can get cashback in some shops and the account is free. Reviewed on: 13th January 2019

Great service

Found staff to be really helpful with my recent financial problems. Reviewed on: 13th January 2019

Excellent

Great bank account earn interest on utility bills and also if you keep £20k in you earn good interest on that too Reviewed on: 13th January 2019

Great Account

No problems, good interest rate and cashback. A very competitive current account and would recommend. Reviewed on: 12th January 2019

The friendly, supportive bank

By keeping some of my savings in my current account I get a good interest rate with easy access should the need arise. Branch and online support is excellent too. Reviewed on: 12th January 2019

Great bank

Easy to set up and great online service. Reviewed on: 12th January 2019

Easy account to use

Good customer service, easy account to use, with monthly cash back and interest Reviewed on: 12th January 2019

Simply the best

Not only do you get interest on your balance, but also get paid interest on selected offers from time to time, when purchasing goods or services on well known brands and high street names. Reviewed on: 12th January 2019

Great bank to use

This is a great bank to use with happy staff to help wherever they can. Great products Reviewed on: 12th January 2019

Make money no brainer

Despite the £5 monthly fee, I always make more back from the utilities and retail cash back. Only had to call customer services a few times and always very helpful. Reviewed on: 11th January 2019

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