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Santander: 123 Current Account (discontinued) reviews

4.16
Based on 1,248 reviews, last reviewed 23rd Jun 2025
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

123 current account was reliable with good cashback I had a 123 current account with santander, and liked the cashback. The app is fairly easy to navigate but it can be tricky sometimes to access the bu... Read more Reviewed on: 18th April 2025
Anonymous's avatar
Anonymous

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025
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Tina

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1248)

The friendly, supportive bank

5
By keeping some of my savings in my current account I get a good interest rate with easy access should the need arise. Branch and online support is excellent too. Reviewed on: 12th January 2019

Great bank

5
Easy to set up and great online service. Reviewed on: 12th January 2019

Easy account to use

5
Good customer service, easy account to use, with monthly cash back and interest Reviewed on: 12th January 2019

Simply the best

5
Not only do you get interest on your balance, but also get paid interest on selected offers from time to time, when purchasing goods or services on well known brands and high street names. Reviewed on: 12th January 2019

Great bank to use

5
This is a great bank to use with happy staff to help wherever they can. Great products Reviewed on: 12th January 2019

Make money no brainer

5
Despite the £5 monthly fee, I always make more back from the utilities and retail cash back. Only had to call customer services a few times and always very helpful. Reviewed on: 11th January 2019

Decent bank

4
Haven't had a problem yet. Pay £1 a month and earn over £25 back from paying direct debits & using my card at certain shops. Reviewed on: 11th January 2019

Pretty happy with Santander

4
It was very easy to switch to them with a nice incentive added. We get regular interest payments on our utilities which has built up over the months. Great for a little extra in the bank. Reviewed on: 11th January 2019

Great account, great bank

5
This account does what it says on the tin and is easy to use, reliable and from a great bank. Reviewed on: 9th January 2019

Great Bank Account with added perks

5
Great customer service and internet baking app easy to use! Reviewed on: 9th January 2019

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