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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1248 reviews)

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4.17

Based on 1,248 reviews, last reviewed 23rd Jun 2025

91% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

123 current account was reliable with good cashback I had a 123 current account with santander, and liked the cashback. The app is fairly easy to navigate but it can be tricky sometimes to access the bu... Read more Reviewed on: 18th April 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1248)

Cashback and Intrest

Receiving cash back and interest is a great benefit. You also get additional benefits such as higher interest rates on savings and discounts on travel and home insurance Reviewed on: 26th December 2018

gives you cash back

earns money easily and helps my daughter save Reviewed on: 25th December 2018

AmaZing!

Friendly staff. Always helpful! Love it! Reviewed on: 23rd December 2018

Long Abbey National Support that's the secret to a very long standing tall supporter of Superb Santander

My local branches in Cumberland as well as Dumfries plus Galloway are second to none. Smart touch Cash Machine wise. Local retail branch service from colleagues and local staff is worth mentioning, recommended by word of mouth. Open a account and they will do the rest, keep it well they will by law do the rest. I am a permanent choice account holder. Reviewed on: 22nd December 2018

Regularly check alternative current accounts. This remains on top

Competitive interest rates, cashback on debit card spending. Useful apps and good online banking experience. Reviewed on: 19th December 2018

Good cashback on spending

As well as getting interest you get a cashback on your general household spending. Although there is a monthly charge this is always covered by the cashback and I get a little extra for me Reviewed on: 18th December 2018

Great Perks!

Cashback on Mortgage and other spending. Along with top customer service. Reviewed on: 17th December 2018

Great perks

Can't fault this account, get cashback on Mortgage and other things. Top customer service too Reviewed on: 17th December 2018

Top notch

Easy to use and excellent cashback on bills with leading interest on top. Reviewed on: 17th December 2018

Personable bank

We don't feel like a number with Santander, their customer service is personable, helpful & friendly, always welcomed with a greeting when entering. The 123 account also gives us cashback on our household bills which is very welcome. Reviewed on: 17th December 2018

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