Write a review

Newsletter

Go to business site

Santander: 123 current account (discontinued) reviews

Name: 123 current account (discontinued)
Rating: 4.10 (1277 reviews)

View other Santander products

4.10

Based on 1,277 reviews, last reviewed 1st Jul 2026

56% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

54%

27%

Latest highest rating:

5

Everything Brilliant Interest on my account, cash back on utilities, only £500 a month needs to go in the account. There’s always somebody available on line, in branch or ... Read more Reviewed on: 18th June 2026

Latest lowest rating:

1

Complaint procedure Terrible experience trying to get them to resolve a complaint about a failure of theit system. They have restricted my bank access as a result and th... Read more Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 current account (discontinued) now

Help others make smarter decisions by sharing your own experience.

Write a review

Santander 123 current account (discontinued) reviews (1277)

Great bank

Easy to set up and great online service. Reviewed on: 12th January 2019

Easy account to use

Good customer service, easy account to use, with monthly cash back and interest Reviewed on: 12th January 2019

Simply the best

Not only do you get interest on your balance, but also get paid interest on selected offers from time to time, when purchasing goods or services on well known brands and high street names. Reviewed on: 12th January 2019

Great bank to use

This is a great bank to use with happy staff to help wherever they can. Great products Reviewed on: 12th January 2019

Make money no brainer

Despite the £5 monthly fee, I always make more back from the utilities and retail cash back. Only had to call customer services a few times and always very helpful. Reviewed on: 11th January 2019

Decent bank

Haven't had a problem yet. Pay £1 a month and earn over £25 back from paying direct debits & using my card at certain shops. Reviewed on: 11th January 2019

Pretty happy with Santander

It was very easy to switch to them with a nice incentive added. We get regular interest payments on our utilities which has built up over the months. Great for a little extra in the bank. Reviewed on: 11th January 2019

Great account, great bank

This account does what it says on the tin and is easy to use, reliable and from a great bank. Reviewed on: 9th January 2019

Great Bank Account with added perks

Great customer service and internet baking app easy to use! Reviewed on: 9th January 2019

Easy to use and makes me money

Simple process of using my savings and access account to make interest on my spare money while still having easy access Reviewed on: 9th January 2019

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Instant Access Multi Currency Account
from iFAST Global Bank 4.74 from 620 reviews
International Payments
from iFAST Global Bank 4.71 from 362 reviews
Select Account
from NatWest 4.36 from 717 reviews

Want to see more from Santander?

Cash ISA
from Santander 4.35 from 84 reviews
Basic current account
from Santander 4.32 from 337 reviews
Choice Current Account
from Santander 4.28 from 22 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub