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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1252 reviews)

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4.17

Based on 1,252 reviews, last reviewed 5th Sep 2025

40% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1252)

Helpful, informative and money saving!

I have a number of products with Santander and have found them to provide excellent service over the years. When the products you are on dont maximise your earnings they will meet with you to improve. The shop cash back is also an added bonus!! Reviewed on: 1st January 2019

The Best

I am very happy with their service and I highly reccomend to everyone. Reviewed on: 31st December 2018

Customer service is fantastic

We recently switched to Santander and have been really pleased with the customer service online and in branch. Reviewed on: 31st December 2018

Santander

Strictly average account, I'll be looking for a better one on the New Year Reviewed on: 31st December 2018

Cashback and Intrest

Receiving cash back and interest is a great benefit. You also get additional benefits such as higher interest rates on savings and discounts on travel and home insurance Reviewed on: 26th December 2018

gives you cash back

earns money easily and helps my daughter save Reviewed on: 25th December 2018

AmaZing!

Friendly staff. Always helpful! Love it! Reviewed on: 23rd December 2018

Long Abbey National Support that's the secret to a very long standing tall supporter of Superb Santander

My local branches in Cumberland as well as Dumfries plus Galloway are second to none. Smart touch Cash Machine wise. Local retail branch service from colleagues and local staff is worth mentioning, recommended by word of mouth. Open a account and they will do the rest, keep it well they will by law do the rest. I am a permanent choice account holder. Reviewed on: 22nd December 2018

Regularly check alternative current accounts. This remains on top

Competitive interest rates, cashback on debit card spending. Useful apps and good online banking experience. Reviewed on: 19th December 2018

Good cashback on spending

As well as getting interest you get a cashback on your general household spending. Although there is a monthly charge this is always covered by the cashback and I get a little extra for me Reviewed on: 18th December 2018

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